Debt Relief in Whitby
Find out your options and get some help.

Get Debt Relief in Whitby, Ontario & Eliminate Debt with Solutions, Options, Programs & Services

How to make debt reduction work; Eliminating credit card debt, settlement solutions, debt management & repayment, debt forgiveness letter and debt consolidation options.

You need debt relief in Whitby, Ontario with a solution that works. While some ads make it sound easy, it is a process you need to be committed to - and we can help. In Canada there are many programs and ways to deal with debt.

Finding the best solution for you can be hard with so many programs and options to choose from.

Take a little time to do your research, find online reviews or ask a reputable non-profit debt counselling organization for help.

Dealing with Debt Stress is Difficult - We Can Help

Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.

Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We're here to help you.

Get Started

Get started right now by speaking with one of our friendly Credit Counsellors. All you need to do is call us to make an appointment or ask just ask us some questions. Our appointments completely confidential and free of charge, and all of our Counsellors are friendly, professionally trained, and non-judgmental.

Make an Appointment

Global TV and CTV News Interview Our Clients

On occasion, the news media will talk to one or two of our clients who are comfortable sharing their story with the public. Below you can see two of these stories.

Global TV News Story - A woman avoids filing for and declaring bankruptcy with help from the Credit Counselling Society. CCS provides the same bankruptcy alternative services across Canada.

Julia Fletcher is interviewed by Global TV after avoiding bankruptcy by paying off her debt with no interest with help from the Credit Counselling Society. Watch News Story

CTV Help to Pay Down Debt - Declaring bankruptcy may be the only option available for some. However, Dan paid off his credit cards with the same debt solutions that are available across Canada.

CTV News reveals how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. Watch the News Story

Creating a Debt Relief Plan – Do it Today

We can help you:

  • Repay your debts with one affordable monthly payment
  • Save thousands of dollars in interest
  • Look at options to get out of debt and re-establish financial stability
  • Pay your bills and living expenses by managing your money better

Contact us now. One of our highly trained, professional Credit & Debt Counsellors would be happy to help you!

Get Out of Debt - Explore Your Options and Choose the Best One

When you start looking at what to do about your debts, it can be hard to know which option will work best. An experienced Credit Counsellor will answer your questions, explain the short and long-term consequences and give you the information you need to make a decision.

Some of the debt relief options and tips a Credit Counsellor serving Whitby will explain are:

  • Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
  • Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
  • Help with your personal or family budget if you want to refinance an existing loan or mortgage.
  • Referral to a bankruptcy trustee for information on going bankrupt if you are insolvent, or filing a Consumer Proposal if you can repay part of what you owe.
  • Lump sum payment arrangements and how debt settlement works in Canada. There are advantages and disadvantages to making one large payment, after which your creditors will write off anything left owing. You’ll want to know about the long term consequences ahead of time.
  • Researching debt relief companies and how to find reliable, truthful reviews.
  • You might not be able to repay your debts, so you need to know how to communicate with your creditors in a way to stop stressful collection calls or write a forgiveness of debt letter.
  • Dealing with and paying off government debt.
There's a Way Out of Debt

"Excellent way to consolidate, to make payments towards the principle only! The Credit Counselling Society negotiated on my behalf to bring down my interest rates to ZERO with all my creditors while I paid off the debt load. That would have taken me 150 years to pay off. Accomplished in 4.5 years. Now I am debt free!"

 

- Melody, Actual Client Review from Facebook

Get Out of Debt - Ask a Credit Counsellor How

Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.

Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.

Take the Next Step to Get Help with Your Debts

When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2018 Consumer Choice Award in many cities across Canada.

Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.

Get Free, Confidential Debt Help - Talk to a Credit Counsellor Right Now

Having an appointment is free, confidential and you can talk to the Credit Counsellor in person or over the phone. You won’t be obligated to anything by speaking with your Counsellor, and they won’t judge you.

Waiting might only make it worse – Contact us now at 647-776-0485.

With Canada's most trusted and highest accredited non-profit credit counselling service available in Whitby, what’s holding you back? Get relief from your stress and debt today.

Find out more about the Credit Counselling Society and why people trust us to help them with their money and debt problems.

Office Serving Whitby
Suite 200 - 100 Consilium Place
Scarborough, ON M1H 3E3

Phone: 647-776-0485

Get Relief from Your Stress & Debt Today

With Canada's most trusted and highest accredited non-profit credit counselling service available in Canada, what’s holding you back?

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