We Help. We Educate. We Give Hope.
The Credit Counselling Society - helping Canadians deal with debt since 1996.

Free Credit Counselling, Budgeting Help & Debt Consolidation Options

The Credit Counselling Society is a registered, non profit service for consumers. Since opening over 24 years ago, we have helped over 700,000 Canadians:

And we can help you too! Connect with us by phone, in person, or through live on-line chat. Ask us any questions you may have.

Debt Repayment - Avoid Filing for Bankruptcy, Stop Collection Calls

Take the opportunity to speak with a Counsellor and review your monthly budget, including your income, expenses and debt payments. Speaking with a Counsellor is free and completely confidential. Your Counsellor will provide you with information and guidance to help you make an informed decision about your finances.

Take control of your finances - we will show you how to:

  • Reduce or eliminate interest charges from credit cards
  • Repay your debts with one affordable monthly payment
  • Avoid bankruptcy
  • Stop collection calls
  • Start saving for your future
A couple is concerned about their reduced income and looking for debt, expenses and budgeting help

Money Management, Personal Budgeting & Saving Money

Proper money management doesn't involve a magic formula to find more money. It simply means getting the most from the money you do have. We’re happy to help you learn how to do that – and it’s never too late to start.

Contact us now!