Money Management Blog
Welcome to the Credit Counselling Society's Blog.

Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting or credit? If you need advice or help with your debts email us your questions or chat with us online. We're happy to help.

The Simplest Way to Track Your Money

Looking for the simplest way to track your money? Our income & expense alternative budgeting tool will help you manage your finances with ease. 

3 Tips for Solving Money and Family Budget Arguments

Arguing with loved ones about money problems that are hurting your relationships? Here are 3 tips to help you solve and avoid family budget disagreements.

Keep Home Renovation Costs from Breaking Your Budget

Home renovation costs can be hard for anyone's budget. However, the proper planning and preparation will help you make the renos you want and need. Here are some tips to remodel without breaking the bank.

3 Ways to Help Family or Friends in Financial Trouble

When a family member or friend is in financial trouble it’s normal to want to help. Here are 3 ways you can help those you care about overcome their financial challenges.

The Dangers of Co-Signing a Loan, Credit Card, Cell Phone Contract, or Mortgage

Has a friend or family member asked you to co-sign a loan, credit card, cell phone contract, mortgage, or other type of credit for them? When someone’s credit prevents them from borrowing money on their own, co-signing might seem like a good way to help. But there are dangers and risks to your own credit if you do.

Choose the Right Debt Consolidation Plan for You

If you’re having trouble juggling multiple debts, you might decide that debt consolidation is a great first step to getting back on track. Debt consolidation comes in many different forms and there are benefits as well as drawbacks to each option. Here are key points to consider when choosing the best debt consolidation option for you.

Looking for Great Deals? Resist the Urge to Buy Impulsively

There's more to getting the best deals than shopping for sale and clearance items. Product discounts, whether they’re presented through in-store events or online bargains, are designed to tempt you into spending an ever-increasing amount of money. Avoid impulse spending by looking out for your budget and bottom line, not a retailer’s.

7 Debt Repayment Mistakes That Are Keeping You In the Red

Does it feel like no matter how hard you work at eliminating your debts, you just can’t seem to get the upper hand? Carrying debt is a common narrative for Canadians across the country. Here’s a look at 7 common debt repayment mistakes that are stopping you from becoming debt-free.

How to Cut Costs for an Emergency Budget

When your income suddenly drops, your spending may have to as well. Many Canadians don’t have an emergency fund to help weather financial storms. Without that, cutting costs is the next option to consider. Here are savings tips for some common budget categories. Every little bit counts and can add up to the saving you need to make it through an emergency.