Credit Counselling Society Serving Whitby, Ontario with Free Debt & Credit Help
Credit Counselling Whitby - Are you struggling to make your minimum payments? Maybe you've got debt problems that are affecting your sleep, your health, or even your relationships. We can help put an end to your stress.
Canada's Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider
We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to Whitby. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:
- Create a spending plan to manage all of your living expenses
- Get your finances back on track
- Consolidate your debts in with one monthly payment
- Save thousands of dollars in interest
- Stop collection calls from creditors
Get started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential and non-judgmental.
Our Clients Interviewed by the News Media
From time to time, the news media interviews some of our clients who are comfortable sharing their story publicly. Below are two of our clients who were interviewed about their experience with the Credit Counselling Society.
Offering Free Consumer Debt & Credit Counselling Services for Over 20 Years
With 98% of our clients surveyed reporting they would recommend our services to others, 22 offices across Canada, the Better Business Bureau's highest rating, and award winning service (over 40 awards), the Credit Counselling Society has become one of Canada's leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us today at 647-776-0485 or 1-888-527-8999.
Office Serving Whitby
Suite 200 - 100 Consilium Place
Scarborough, ON M1H 3E3
Plan Your Trip: Triplinx Trip Planner
"When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands."
- Delores, Actual Client
More Information About Us & How We Approach Things
We’ve been offering non profit consumer credit counselling for well over 20 years. We often end up helping close to 95% of people who get in touch with us without ever having to charge them a penny. People only choose to pay for our help if they decide to go on our Debt Management Program. Lots of people see this program as a form of credit card consolidation because it consolidates each one of someone’s credit card payments into a single monthly payment that you can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, this is just one of a number of ways that we are able to help people.
We truly believe that the best debt consolidation or debt help is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission - only straight salaries. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.
If you’d like to speak with one of our professionally trained Credit and Debt Counsellors, take a look at your financial situation, and see what options you have to get back on track, call us today at 647-776-0485. We’re here to help you.