Thunder Bay Credit Counselling Services
We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

Credit Counselling Society Providing Free Debt and Credit Help to Thunder Bay, Ontario

Credit Counselling Thunder Bay - Are debt problems causing you stress? Maybe you're struggling to make your minimum payments. Are financial problems making it hard to sleep or causing difficulty with your relationships? If so, let us help.

Non Profit Consumer Credit Counselling & Debt Solutions from Canada's Leading Service Provider

We are a non-profit service providing consumer debt and credit counselling services to Thunder Bay. We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to:

  • Create a spending plan to manage all of your living expenses
  • Get your finances back on track
  • Consolidate your debts in with one monthly payment
  • Save thousands of dollars in interest
  • Stop collection calls from creditors

Get Started

Get started today by calling to make a free appointment to talk to one of our Credit Counsellors. We're happy to share our expertise with you, and all of our appointments are free, completely confidential and non-judgmental.

Make an Appointment

Our Clients Interviewed by the News Media

Occasionally, the news media will interview one or two of our clients who are comfortable to publicly share their stories. Below you can see two of these experiences with the Credit Counselling Society.

Global News - The Credit Counselling Society gets people out of debt. Canadians in Ontario are offered debt and credit counselling services in Thunder Bay.

Global News speaks with Julia Fletcher after she pays off $10,000 in debt without any interest because of the Credit Counselling Society. Watch

CTV On Your Side - Debt solutions are available for Canadians with debt problems. Credit counselling helped Dan completely repay his debt. The same service is available in Thunder Bay, Ontario

CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story

Providing Free Consumer Credit & Debt Counselling Services for 22 Years

With 98% of our clients surveyed reporting they would recommend our services to others, 22 offices across Canada, the Better Business Bureau's highest rating, and award winning service (over 40 awards), the Credit Counselling Society has become one of Canada's leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us today at 1-888-527-8999.

There's a way out of debt with help

"I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader."

- Charis, Actual Client

More Info About the Credit Counselling Society & Our Approach

We’ve been providing non-profit consumer credit counselling since 1996. We typically end up helping around 95% of people who contact us completely free of charge. The only time someone pays for our services is if they decide to go onto our Debt Management Program. A lot of people view this program as a credit card consolidation since it consolidates all of someone’s credit card payments into one affordable monthly payment with either no interest or an interest rate that is significantly reduced. While this is a tremendous program that protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible, this is only one of many ways that we help people.

We truly believe that the best debt consolidation or debt help is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission - only straight salaries. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We're also the only Canadian organization in our industry to annually open its books to an external auditor.

If you feel you could benefit from one of our highly trained, professional Credit and Debt Counsellors having a look at your financial circumstances and working with you to see what choices you have to get things back on track, give us a call now at 1-888-527-8999. Our help is free, confidential, and non-judgmental. Truly, the only thing you've got to lose is your debt.

The Credit Counselling Society also offers bankruptcy alternatives and information in Thunder Bay, Ontario.

Need Some Help?

If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We're here to help.

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