Hamilton Credit Counselling
We help you get your finances back on track with confidential, free, non-judgmental credit counselling.

Credit Counselling Society Serving Hamilton, Ontario with Free Debt & Credit Help

Credit Counselling Hamilton - Are you struggling to make your minimum payments? Maybe you've got debt problems that are affecting your sleep, your health, or even your relationships. We can help put an end to your stress.

Canada's Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services

We are a non-profit consumer credit and debt counselling service providing debt solutions and help in Hamilton. Our highly trained and professionally accredited Counsellors can help you explore all of your options and find the best solution. We can help you:

  • Create a spending plan to manage all of your living expenses
  • Get your finances back on track
  • Consolidate your debts in Hamilton with one monthly payment
  • Save thousands of dollars in interest
  • Stop collection calls from creditors

Get Started

Get started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential and non-judgmental.

Make an Appointment

Our Clients Interviewed on CTV News and Global TV

At times, the news media will interview one of our clients who are comfortable sharing their story with the public. Below are two of these stories.

Global News - The Credit Counselling Society gets people out of debt. Canadians in Ontario are offered debt and credit counselling services in Hamilton.

Global News interviews Julia Fletcher after she pays off $10,000 in debt interest free due to help from the Credit Counselling Society. Watch

CTV On Your Side - Debt solutions are available for Canadians with debt problems. Credit counselling helped Dan completely repay his debt. The same service is available in Hamilton, Ontario

CTV News interviews Dan Robinson after paying off $30,000 in debt with zero interest with the help of the Credit Counselling Society. See story

Providing Canadians with Free Credit & Debt Counselling Services Since 1996

With 98% of our clients surveyed reporting they would recommend our services to others, 22 offices across Canada, the Better Business Bureau's highest rating, and award winning service (over 40 awards), the Credit Counselling Society has become one of Canada's leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us today at 905-538-5035.

Hamilton Office
Suite 906 - 20 Hughson Street S
Hamilton, ON L8N 2A1

Phone: 905-538-5035

Plan Your Trip: HSR Transit Trip Planning

Our Hamilton office also provides credit counselling services to Brantford, Burlington, Stoney Creek, Dundas, Ancaster, Ohsweken, Binbrook, Caledonia, Winona, Grimsby, Smithville, Cambridge, Kitchener, and Guelph.

It's ok to ask for help with debt

"Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling."

- Yasmine, Actual Client

More Information About Us & How We Approach Things

We have provided non-profit credit counselling for over 20 years. We usually end up helping close to 95% of people who reach out to us entirely for free. Someone will only end up paying something for our help if they make the decision to sign up for our Debt Management Program. Many people see this program as a type of credit card consolidation since it happens to consolidate every one of someone’s credit card payments into just one monthly payment that fits their budget. With this program, interest is either stopped or substantially reduced. Even though this is a great program that protects peoples’ privacy, eliminates their debt, allows them to repair their credit, and puts their finances back on the right track as soon as possible, this is simply one of a variety of ways in which we assist people.

We truly believe that the best debt consolidation or debt help is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission - only straight salaries. To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.

If you’d like to speak with one of our professionally trained Credit and Debt Counsellors, take a look at your financial situation, and see what options you have to get back on track, call us today at 905-538-5035. We’re here to help you.

The Credit Counselling Society also offers bankruptcy alternatives and information in Hamilton, Ontario.

Having Trouble with Your Debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we'll be in touch to answer any questions you may have about debt. We'll help you find a solution that works best for you.

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