Credit Counselling Society Serving Durham Region, Ontario with Free Debt & Credit Help
Credit Counselling Durham Region - Are you struggling to make your minimum payments? Maybe you've got debt problems that are affecting your sleep, your health, or even your relationships. We can help put an end to your stress.
Canada's Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider
We are a non-profit service providing consumer debt and credit counselling services to Durham Region. We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to:
- Get your finances back on track and create a budget to manage your expenses
- Consolidate your debts in into one affordable payment
- Stop creditor collection calls
- Save many thousands of dollars in interest
Get started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential and non-judgmental.
Our Clients Interviewed on CTV News and Global TV
From time to time, the news media interviews some of our clients who are comfortable sharing their story publicly. Below are two of our clients who were interviewed about their experience with the Credit Counselling Society.
Providing Free Consumer Credit & Debt Counselling Services for 22 Years
With 98% of our clients surveyed reporting they would recommend our services to others, 22 offices across Canada, the Better Business Bureau's highest rating, and award winning service (over 40 awards), the Credit Counselling Society has become one of Canada's leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us today at 647-776-0485 or 1-888-527-8999.
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"Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling."
- Yasmine, Actual Client
More About the Credit Counselling Society & Our Standards
We’ve been providing non-profit consumer credit counselling since 1996. We typically end up helping around 95% of people who contact us completely free of charge. The only time someone pays for our services is if they decide to go onto our Debt Management Program. A lot of people view this program as a credit card consolidation since it consolidates all of someone’s credit card payments into one affordable monthly payment with either no interest or an interest rate that is significantly reduced. While this is a tremendous program that protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible, this is only one of many ways that we help people.
We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It's disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it's important to carefully consider all their options and figure out what's going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.
If you feel you could benefit from one of our highly trained, professional Credit and Debt Counsellors having a look at your financial circumstances and working with you to see what choices you have to get things back on track, give us a call now at 647-776-0485. Our help is free, confidential, and non-judgmental. Truly, the only thing you've got to lose is your debt.
Our office that serves Durham Region also offers credit counselling services to Ajax, Pickering, Whitby, Oshawa, Courtice, Bowmanville, Clarington, Orono, Port Perry, Scugog, Uxbridge, Sunderland, Brock, and Beaverton.