Credit Counselling in Ontario
We provide free, confidential, non-judgmental credit counselling to help you get your finances back on track.

Credit Counselling Society Providing Free Debt and Credit Help to Ontario

Credit Counselling Ontario - Are you struggling to make your minimum payments? Maybe you've got debt problems that are affecting your sleep, your health, or even your relationships. We can help put an end to your stress.

Canada's Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider

We are a non-profit consumer credit and debt counselling service providing debt solutions and help to Ontario. Our highly trained and professionally accredited Counsellors can help you explore all of your options and find the best solution. We can help you:

  • Create a spending plan to manage all of your living expenses
  • Get your finances back on track
  • Consolidate your debts in Ontario with one monthly payment
  • Save thousands of dollars in interest
  • Stop collection calls from creditors

Get Started

Get started today by calling to make a free appointment to talk to one of our Credit Counsellors. We're happy to share our expertise with you, and all of our appointments are free, completely confidential and non-judgmental.

Make an Appointment

Our Clients Interviewed on CTV News and Global TV

Occasionally, the news media will interview one or two of our clients who are comfortable to publicly share their stories. Below you can see two of these experiences with the Credit Counselling Society.

Global News Story - The Credit Counselling Society's debt solutions work. Canadian consumers in Canada are offered debt and credit counselling services in Ontario.

Global News speaks with Julia Fletcher after she pays off $10,000 in debt without any interest because of the Credit Counselling Society. Watch

CTV News Story - Canadian credit counselling and debt solutions are available for people with bad credit and debt issues. The Credit Counselling Society helped Dan repay all his debt. The same interest and debt relief are available in Ontario, Canada

CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story

Offering Free Consumer Debt & Credit Counselling Services for Over 20 Years

With 98% of our clients surveyed reporting they would recommend our services to others, 22 offices across Canada, the Better Business Bureau's highest rating, and award winning service (over 40 awards), the Credit Counselling Society has become one of Canada's leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us today at 1-888-527-8999.

There's a way out of debt with help

"I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader."

- Charis, Actual Client

More About the Credit Counselling Society & Our Standards

We have provided non-profit credit counselling for over 20 years. We usually end up helping close to 95% of people who reach out to us entirely for free. Someone will only end up paying something for our help if they make the decision to sign up for our Debt Management Program. Many people see this program as a type of credit card consolidation since it happens to consolidate every one of someone’s credit card payments into just one monthly payment that fits their budget. With this program, interest is either stopped or substantially reduced. Even though this is a great program that protects peoples’ privacy, eliminates their debt, allows them to repair their credit, and puts their finances back on the right track as soon as possible, this is simply one of a variety of ways in which we assist people.

We truly believe that the best debt consolidation or debt help is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission - only straight salaries. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We're also the only Canadian organization in our industry to annually open its books to an external auditor.

If you feel you could benefit from one of our highly trained, professional Credit and Debt Counsellors having a look at your financial circumstances and working with you to see what choices you have to get things back on track, give us a call now at 1-888-527-8999. Our help is free, confidential, and non-judgmental. Truly, the only thing you've got to lose is your debt.

The Credit Counselling Society also provides alternatives to bankruptcy in Ontario.

Need Some Help?

If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We're here to help.

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