BC Credit Counselling
We help you get your finances back on track with confidential, free, non-judgmental credit counselling.

Credit Counselling Society of BC Providing Free Debt & Credit Help

Credit Counselling BC - Are debt problems causing you stress? Maybe you're struggling to make your minimum payments. Are financial problems making it hard to sleep or causing difficulty with your relationships? If so, let us help.

Canada's Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services

We are a non-profit service providing consumer debt and credit counselling services across BC. We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to:

  • Consolidate your debts in BC with one monthly payment
  • Get your finances back on track and effectively manage your living expenses
  • Stop collection calls
  • Save thousands of dollars in interest charges

Get Started

Get started today by calling to make a free appointment to talk to one of our Credit Counsellors. We're happy to share our expertise with you, and all of our appointments are free, completely confidential and non-judgmental.

Make an Appointment

Our Clients Interviewed by the News Media

From time to time, the news media interviews some of our clients who are comfortable sharing their story publicly. Below are two of our clients who were interviewed about their experience with the Credit Counselling Society.

Global News Story - The Credit Counselling Society's debt solutions work. Canadian consumers in Canada are offered debt and credit counselling services in BC.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with zero interest negotiated by the Credit Counselling Society. Watch

CTV On Your Side - Debt solutions are available for Canadians with debt problems. Credit counselling helped Dan completely repay his debt. The same service is available in BC, Canada

CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story

Providing Free Consumer Credit & Debt Counselling Services for 22 Years

With 98% of our clients surveyed reporting they would recommend our services to others, 22 offices across Canada (12 of them in BC), the Better Business Bureau's highest rating, and award winning service (over 40 awards), the Credit Counselling Society has become one of Canada's leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us today at 1-888-527-8999.

There's a way out of debt with help

"I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader."

- Charis, Actual Client

More Information About Us & How We Provide Help in BC

We’ve been providing non-profit consumer credit counselling to British Columbians since we were founded in 1996. We usually end up helping around 95% of people who contact us completely free of charge. The only time someone pays for our services is if they decide to go onto our Debt Management Program. A lot of people view this program as a credit card consolidation since it consolidates all of someone’s credit card payments into one affordable monthly payment with either no interest or an interest rate that is significantly reduced. While this is a tremendous program that protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible, this is only one of many ways that we help people.

We believe that the best debt consolidation or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what’s going to help them the most in the long run. For this reason we don’t pay our staff commission – only a salary. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.

If you feel you could benefit from one of our highly trained, professional Credit and Debt Counsellors having a look at your financial circumstances and working with you to see what choices you have to get things back on track, give us a call now at 1-888-527-8999. Our help is free, confidential, and non-judgmental. Truly, the only thing you've got to lose is your debt.

The Credit Counselling Society of BC also provides alternatives to bankruptcy in BC.

Having Trouble with Your Debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we'll be in touch to answer any questions you may have about debt. We'll help you find a solution that works best for you.

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