Money Management Blog
Welcome to the Credit Counselling Society's Blog.

Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting or credit? If you need advice or help with your debts email us your questions or chat with us online. We're happy to help.

Budgeting for the Holidays in 7 Easy Steps

The season for giving is upon us. However, do you know how to enjoy the holidays without breaking your bank account or even worse, going in debt? No one wants to be perceived as a Scrooge to their family and friends, but does anyone really want to spend more than they can afford?

5 Essential Tips to Consolidate Credit Card Debt

Here’s how debt consolidation works: Once your credit card debts are consolidated into a single loan, you begin making one payment per month towards your loan and those funds are distributed accordingly to pay off each of your credit card debts. This process simplifies your life and can help lower your total interest rates if you choose wisely.

Kick Start Your Debt Repayment with a Cash Only Diet

Personal finance experts swear by a cash-only diet to kick start challenging goals. It’s often recommended because it force you to do two important things…

5 Step Plan to Escape Payday Loans Cycle

If you're tired of always borrowing from payday loan companies, have multiple payday loans, and want to know how to get rid of payday loan debt, we'll show you how in 5 practical steps…

How to Pay Off and Make Joint Debts Work

Joint debts are a major commitment and while you may be co-signing or even just acting as a guarantor, you’re agreeing to shoulder the responsibility and liability for the full loan...

Is the Rising Cost of Living Stressing You Out?

The rising cost of living is stressful. Living pay cheque to pay cheque can feel like a never-ending cycle of frugal choices & credit card debt. Look to cut costs with daily spending & expenses...

Which Debts Don't Need to Be Paid Down First?

When you are trying to figure out how to get out of debt quickly, you might have some debts that don’t need to be paid down first…

What is Credit Counselling? Debt Help Options & More

There are some typical warning signs that debt is becoming a problem, but most people wait, sometimes for several years, before asking for help...

4 Debt Consolidation Mistakes and How to Avoid Them

Debt consolidation may feel like a big relief, but you aren’t in the clear yet. Here are four common debt consolidation mistakes you need to be wary of…