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Accreditations for the Credit Counselling Society in Canada

Why Accreditation is Important

  The Credit Counselling Society is accredited as a charity by the Better Business Bureau in Canada.
  The Credit Counselling Society has been an accredited member of the Better Business Bureau (BBB) for 22 years and has earned the BBB's highest level of accountability.

When you have questions about your debts, you have enough to worry about without the added burden of having to weigh the merits of the various organizations that may offer to help you. When you are searching for answers, it is critical that you find an organization you can trust. That is one reason why we believe that accreditation is so important.

Accredited by the Better Business Bureau

The Credit Counselling Society is a nationally accredited member of the Better Business Bureau (BBB) and is qualified for national membership as an "Accredited Charity." Through many years of exemplary service, the Credit Counselling Society earned and maintained the BBB’s highest possible rating of A+ until 2012 when the BBB upgraded the Credit Counselling Society's membership to their highest level of accountability (Accredited Charity status). While the Credit Counselling Society has always been a registered, non-profit charity, the BBB is now recognizing the differences between non-profit and for-profit organizations and is holding "Accredited Charities" to a higher standard of accountability and transparency than "Accredited Businesses" by requiring that charities meet 20 standards of accountability rather than just the 16 that are required of businesses.

Accredited by Credit Counselling Canada
National Association of Non Profit Credit Counselling and Debt Payment Programs

We are an accredited member of Credit Counselling Canada.  

Credit Counselling Canada is a national association of non-profit credit counseling agencies that upholds the industry's strictest standards of accreditation. Member agencies provide education and guidance in money management, credit counselling and debt payments.


Credit Counselling Society is an accredited member of Credit Counselling Canada (CCC), a national association of not-for-profit credit counselling agencies and Orderly Payment of Debt programs.

To qualify for accreditation with CCC, a non-profit organization must not only comply with rigorous standards that measure an organization’s integrity, financial responsibility, risk management, and delivery of programs, but the organization must be periodically audited to ensure compliance. The staff of all CCC accredited members must also comply with CCC’s Code of Ethics and Standards of Practice.

Credit Counselling Canada has a lot of high standards that their members must comply with. However, two of their accreditation requirements really set their members apart from other credit counselling and debt relief organizations:

  1. To be accredited and remain accredited, a member organization must ensure that all of it's Credit Counsellors are professionally accredited (our new Credit Counsellors have up to 18 months to receive their professional accreditation).
  2. No member is allowed to pay their Credit Counsellors commission of any kind. This standard helps to ensure that the guidance provided by each member's Credit Counsellors is objective and not slanted to favor a service that could generate revenue for the organization.

Affiliate of the National Foundation for Credit Counseling
North America’s Largest Association of Non Profit Credit Counselling Organizations

We are an international affiliate of the National Foundation for Credit Counselling.The Credit Counselling Society is an International Affiliate of the National Foundation for Credit Counseling® (NFCC®), North America’s first and largest non-profit credit counselling organization. All NFCC organizations are COA accredited and are held to the highest standards of excellence by 18 quality standards that are the most rigorous in the industry.

Licensing & Registration

The Credit Counselling Society is nationally registered with the Canada Revenue Agency as a non-profit, charitable organization. Our registered charity number is 89469 0890 RR0001.

At the provincial level, the Credit Counselling Society is licensed to operate in all of the following provinces:

Province Registration Number
Alberta 319758
British Columbia 17012
Manitoba 18103
Ontario 4723742
Saskatchewan 314609