Free Debt Relief in Lloydminster, Saskatchewan & Debt Elimination Solutions – Programs, Options & Services
How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.
You need debt relief in Lloydminster, Saskatchewan with a solution that works. While some ads make it sound easy, it is a process you need to be committed to - and we can help. In Canada there are many programs and ways to deal with debt.
Finding the best solution for you can be hard with so many programs and options to choose from.
Take a little time to do your research, find online reviews or ask a reputable non-profit debt counselling organization for help.
We Can Help You Eliminate the Stress of Being in Debt
Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.
Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We're here to help you.
Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We're happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.
CTV News and Global TV Interviewing Our Clients
On occasion, the news media will talk to one or two of our clients who are comfortable sharing their story with the public. Below you can see two of these stories.
Why You Need to Make a Debt Relief Plan Today
We can help you:
- Explore options to get out of debt and become financially stable again
- Pay back your debts with one affordable monthly payment
- Save thousands of dollars of interest payments
- Learn how to manage your money well and afford bills and living expenses
Contact us now. One of our friendly, accredited Debt Counsellors would be happy to assist you!
Get Out of Debt - Explore Your Options and Choose the Best One
It can be hard to know what option will work best when you first look at what to do about your debts.
An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.
Some of the debt help solutions a Credit Counsellor serving Lloydminster will talk to you about are:
- Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
- Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
- Help with your personal or family budget if you want to refinance an existing loan or mortgage.
- Referral to a bankruptcy trustee for information on going bankrupt if you are insolvent, or filing a Consumer Proposal if you can repay part of what you owe.
- Lump sum payment arrangements and how debt settlement works in Canada. There are advantages and disadvantages to making one large payment, after which your creditors will write off anything left owing. You’ll want to know about the long term consequences ahead of time.
- Researching debt relief companies and how to find reliable, truthful reviews.
- You might not be able to repay your debts, so you need to know how to communicate with your creditors in a way to stop stressful collection calls or write a forgiveness of debt letter.
- Dealing with and paying off government debt.
"The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn't spend frivolously, we couldn't keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt."
- Anne Marie, Actual Client Review from Facebook
Get Out of Debt - Ask a Credit Counsellor How
Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.
Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.
Next Steps to Take to Get Help with Your Debts
When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2018 Consumer Choice Award in many cities across Canada.
Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.
Get Free, Confidential Debt Help - Talk to a Credit Counsellor Right Now
The hardest part of making an appointment with a Credit Counsellor is making the call. The appointment is free, confidential and available either in person or over the phone. You aren’t obligated to anything and your Counsellor won’t judge you or your situation.
You have nothing to gain if you wait – Contact us now at 1-888-527-8999.
With free assistance available from a non-profit, certified credit counselling service in Lloydminster, what's stopping you from getting help today? Get relief from your debt and stress today.
Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.