Get Debt Relief in Sarnia, Ontario & Eliminate Debt with Solutions, Options, Programs & Services
How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.
Do you want debt relief in Sarnia, Ontario and consolidation solutions that work? Some ads make it sound easy, but finding the right solution is a process - and we can help. In Canada there are many options to deal with debt.
You might not know which solution to choose when you look at all of the options that can help you with your debts.
Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.
We Can Help You Eliminate the Stress of Being in Debt
Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.
Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We're here to help you.
Get started right now by speaking with one of our friendly Credit Counsellors. All you need to do is call us to make an appointment or ask just ask us some questions. Our appointments completely confidential and free of charge, and all of our Counsellors are friendly, professionally trained, and non-judgmental.
CTV News and Global TV Interviewing Our Clients
On occasion, the news media will talk to one or two of our clients who are comfortable sharing their story with the public. Below you can see two of these stories.
Why You Need to Make a Debt Relief Plan Today
We can help you:
- Explore options to get out of debt and become financially stable again
- Pay back your debts with one affordable monthly payment
- Save thousands of dollars of interest payments
- Learn how to manage your money well and afford bills and living expenses
Contact us now. One of our qualified Credit Counsellors would be happy to help!
Explore Your Options to Get Out of Debt - Choose the Best One
Most people really don’t know what they need to know about dealing with their debts. They need more information about short and long-term consequences and they need their questions answered.
A trained Credit Counsellor will give you the information you need so that you can make an informed decision.
A Credit Counsellor serving Sarnia will give you details and tips about debt relief options. Some of these are:
- Debt repayment and consolidation programs to make managing all of your bills and living expenses more affordable.
- Debt management programs where your creditors help you to repay what you owe by waiving or eliminating ongoing interest and fees.
- Assistance with your budget to help you qualify to refinance your existing loan or mortgage.
- Legal options provided by a bankruptcy trustee when you are insolvent. These include referral to a trustee to find out about declaring bankruptcy or filing a Consumer Proposal when you can repay part of what you owe.
- There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
- Debt relief companies offer different services so find out how to do research to find reviews you can trust.
- A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
- What to do to repay government debt.
"Excellent way to consolidate, to make payments towards the principle only! The Credit Counselling Society negotiated on my behalf to bring down my interest rates to ZERO with all my creditors while I paid off the debt load. That would have taken me 150 years to pay off. Accomplished in 4.5 years. Now I am debt free!"
- Melody, Actual Client Review from Facebook
Get Out of Debt - Ask a Credit Counsellor How
Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.
Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.
Next Steps to Take to Get Help with Your Debts
When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2018 Consumer Choice Award in many cities across Canada.
Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.
Get Free, Confidential Debt Help - Talk to a Credit Counsellor Right Now
The hardest part of making an appointment with a Credit Counsellor is making the call. The appointment is free, confidential and available either in person or over the phone. You aren’t obligated to anything and your Counsellor won’t judge you or your situation.
Don’t wait - Contact us now at 1-888-527-8999.
With free help available from an accredited, non-profit credit counselling organization in Sarnia, what’s stopping you? Get debt relief today.
Learn more about the Credit Counselling Society and why so many people, governments, professionals, and community organizations trust us to help individuals with their money and debt challenges.