Debt Relief in North Bay
Find out your options and get some help.

Free Debt Help in North Bay, Ontario & Debt Elimination Solutions – Options, Services & Programs

Credit card debt reduction and how to get out of debt: Settling what you owe, debt management, debt forgiveness letter, debt consolidation and more.

You need debt relief in North Bay, Ontario with a solution that works. While some ads make it sound easy, it is a process you need to be committed to - and we can help. In Canada there are many programs and ways to deal with debt.

You might not know which solution to choose when you look at all of the options that can help you with your debts.

Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.

Dealing with Debt Stress is Difficult - We Can Help

Stress and worries about money will wear you down. With credit cards at their limits, trouble sleeping and not enough money to pay monthly bills, you need to know where to turn for real solutions. Find out how to deal with your debts without borrowing more money.

Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We're here to help you.

Get Started

Get started today by calling to make a free appointment to talk to one of our experienced Credit Counsellors. We're happy to share our expertise with you and answer your questions. All of our appointments are completely free, 100% confidential, and always non-judgmental.

Make an Appointment

Global TV and CTV News Interview Our Clients

On occasion, the news media will talk to one or two of our clients who are comfortable sharing their story with the public. Below you can see two of these stories.

Global TV News Story - A woman avoids filing for and declaring bankruptcy with help from the Credit Counselling Society. CCS provides the same bankruptcy alternative services across Canada.

Global News interviews Julia Fletcher after she avoided bankruptcy and eliminated her debt with help from the Credit Counselling Society. Watch News Clip

CTV Help to Pay Down Debt - Declaring bankruptcy may be the only option available for some. However, Dan paid off his credit cards with the same debt solutions that are available across Canada.

CTV story shows how Dan Robinson pays off $30,000 in debt with zero interest after getting help from the Credit Counselling Society. CTV - Help to Pay Down Debt

Creating a Debt Relief Plan – Do it Today

We can help you:

  • Explore options to get out of debt and become financially stable again
  • Pay back your debts with one affordable monthly payment
  • Save thousands of dollars of interest payments
  • Learn how to manage your money well and afford bills and living expenses

Contact us now. One of our highly trained, professional Credit & Debt Counsellors would be happy to help you!

Explore Your Options to Get Out of Debt - Choose the Best One

When you start looking at what to do about your debts, it can be hard to know which option will work best. An experienced Credit Counsellor will answer your questions, explain the short and long-term consequences and give you the information you need to make a decision.

Some of the debt relief options and tips a Credit Counsellor serving North Bay will explain are:

  • Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
  • Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
  • Help with your personal or family budget if you want to refinance an existing loan or mortgage.
  • Referral to a bankruptcy trustee for information on going bankrupt if you are insolvent, or filing a Consumer Proposal if you can repay part of what you owe.
  • There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
  • Debt relief companies offer different services so find out how to do research to find reviews you can trust.
  • A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
  • What to do to repay government debt.
There's a Way Out of Debt

"Excellent way to consolidate, to make payments towards the principle only! The Credit Counselling Society negotiated on my behalf to bring down my interest rates to ZERO with all my creditors while I paid off the debt load. That would have taken me 150 years to pay off. Accomplished in 4.5 years. Now I am debt free!"

 

- Melody, Actual Client Review from Facebook

Ask a Credit Counsellor How to Get Out of Debt

Ask your Counsellor your questions so that you understand the options you have to deal with your debts, starting right away.

The longer you wait, the less options you’ll have. The best solution to choose will be the one that fits your budget and helps you avoid getting into debt again in the future.

Take the Next Step to Get Help with Your Debts

When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2018 Consumer Choice Award in many cities across Canada.

Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.

Get Free, Confidential Debt Help - Talk to a Credit Counsellor Right Now

The hardest part of making an appointment with a Credit Counsellor is making the call. The appointment is free, confidential and available either in person or over the phone. You aren’t obligated to anything and your Counsellor won’t judge you or your situation.

Waiting might only make it worse – Contact us now at 1-888-527-8999.

With Canada's most trusted and highest accredited non-profit credit counselling service available in North Bay, what’s holding you back? Get relief from your stress and debt today.

Find out more about the Credit Counselling Society and why people trust us to help them with their money and debt problems.

Having Trouble with Your Debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we'll be in touch to answer any questions you may have about debt. We'll help you find a solution that works best for you.

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