Free Debt Relief in Kitchener, Ontario & Debt Elimination Solutions – Programs, Options & Services
How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.
Do you want debt relief in Kitchener, Ontario and consolidation solutions that work? Some ads make it sound easy, but finding the right solution is a process - and we can help. In Canada there are many options to deal with debt.
It can be hard to choose from the wide selection of solutions and find the one that’s right one for you. It’s important to do your research, find online reviews or ask a trusted non-profit credit counselling organization for help.
Dealing with Debt Stress is Difficult - We Can Help
Get help lifting the weight of stress and money worries off your shoulders. Sleepless nights, maxed out credit cards or not being able to pay your monthly bills – that’s no way to live. And the right debt solution won’t put you deeper into debt.
Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We're here to help you.
Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We're happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.
Global TV and CTV News Interview Our Clients
From time to time, the news media interviews some of our clients who are comfortable sharing their story publicly. Below are two of our clients who were interviewed about their experience with the Credit Counselling Society.
Reasons to Make a Debt Relief Plan Today
We can help you:
- Repay your debts with one affordable monthly payment
- Save thousands of dollars in interest
- Look at options to get out of debt and re-establish financial stability
- Pay your bills and living expenses by managing your money better
Contact us now. One of our friendly, accredited Debt Counsellors would be happy to assist you!
Get Out of Debt - Explore Your Options and Choose the Best One
It can be hard to know what option will work best when you first look at what to do about your debts.
An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.
Some of the debt help solutions a Credit Counsellor serving Kitchener will talk to you about are:
- Debt repayment and consolidation programs to make managing all of your bills and living expenses more affordable.
- Debt management programs where your creditors help you to repay what you owe by waiving or eliminating ongoing interest and fees.
- Assistance with your budget to help you qualify to refinance your existing loan or mortgage.
- Legal options provided by a bankruptcy trustee when you are insolvent. These include referral to a trustee to find out about declaring bankruptcy or filing a Consumer Proposal when you can repay part of what you owe.
- How debt settlement works in Canada, including the advantages and disadvantages. Making one large payment in exchange for the rest of your debt being written off has long term consequences that you’ll want to know about ahead of time.
- How to research debt relief companies and find trustworthy reviews.
- How to communicate with creditors, stop stressful collection calls and write a forgiveness of debt letter.
- How to pay off government debt.
"Excellent way to consolidate, to make payments towards the principle only! The Credit Counselling Society negotiated on my behalf to bring down my interest rates to ZERO with all my creditors while I paid off the debt load. That would have taken me 150 years to pay off. Accomplished in 4.5 years. Now I am debt free!"
- Melody, Actual Client Review from Facebook
Talk to a Credit Counsellor About How to Get Out of Debt
Your Counsellor will answer your questions and give you the information you need to start dealing with your debts right away. The best option will be the one that fits your budget and lets you deal with your debts once and for all.
Next Steps to Take to Get Help with Your Debts
When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2018 Consumer Choice Award in many cities across Canada.
Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.
Free, Confidential Debt Help - Contact a Credit Counsellor Now
Having an appointment is free, confidential and you can talk to the Credit Counsellor in person or over the phone. You won’t be obligated to anything by speaking with your Counsellor, and they won’t judge you.
You have nothing to gain if you wait – Contact us now at 519-340-1013.
With free assistance available from a non-profit, certified credit counselling service in Kitchener, what's stopping you from getting help today? Get relief from your debt and stress today.
Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.