Debt Relief in Bowmanville
See the options that are available to you, and get a plan to get back on track.

Free Debt Relief in Bowmanville, Ontario & Debt Elimination Solutions – Programs, Options & Services

How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.

You need debt help in Bowmanville, Ontario with a solution that really works. Some ads make dealing with your debts sound easy, but it’s not one-size-fits-all. Let us help you find the right option for you. In Canada there are many ways to deal with debt.

Finding the best solution for you can be hard with so many programs and options to choose from.

Take a little time to do your research, find online reviews or ask a reputable non-profit debt counselling organization for help.

Dealing with Debt Stress is Difficult - We Can Help

Stress and worries about money will wear you down. With credit cards at their limits, trouble sleeping and not enough money to pay monthly bills, you need to know where to turn for real solutions. Find out how to deal with your debts without borrowing more money.

Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.

Get Started

Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We're happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.

Make an Appointment

Global TV and CTV News Interview Our Clients

Occasionally, the news media will speak with one or two of our clients who are comfortable to publicly share what they've experienced. Below you can see a couple of these stories.

Global TV News Story - A woman avoids filing for and declaring bankruptcy with help from the Credit Counselling Society. CCS provides the same bankruptcy alternative services across Canada.

Julia Fletcher is interviewed by Global TV after avoiding bankruptcy by paying off her debt with no interest with help from the Credit Counselling Society. Watch News Story

CTV Help to Pay Down Debt - Declaring bankruptcy may be the only option available for some. However, Dan paid off his credit cards with the same debt solutions that are available across Canada.

CTV story shows how Dan Robinson pays off $30,000 in debt with zero interest after getting help from the Credit Counselling Society. CTV - Help to Pay Down Debt

Creating a Debt Relief Plan – Do it Today

We can help you:

  • Save thousands of dollars of interest
  • Repay your debts with one manageable monthly payment
  • Explore options to get out of debt and regain financial stability
  • Manage your money better - pay all of your bills and living expenses

Contact us now. One of our friendly, accredited Debt Counsellors would be happy to assist you!

Get Out of Debt - Explore Your Options and Choose What Will Work Best for You

It can be hard to know what option will work best when you first look at what to do about your debts.

An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.

Some of the debt help solutions a Credit Counsellor serving Bowmanville will talk to you about are:

  • Programs to repay debt and consolidate payments, making it easier to manage all of your bill payments and living expenses.
  • Debt repayment programs where your creditors waive or reduce how much interest they charge you. This helps you repay what you owe.
  • Help with your household budget so that you can go back to your lender for a loan or mortgage refinance.
  • Insolvency options provided by a bankruptcy trustee, e.g. referral to a trustee for information about going bankrupt or filing a Consumer Proposal to repay part of what you owe.
  • Lump sum payment arrangements and how debt settlement works in Canada. There are advantages and disadvantages to making one large payment, after which your creditors will write off anything left owing. You’ll want to know about the long term consequences ahead of time.
  • Researching debt relief companies and how to find reliable, truthful reviews.
  • You might not be able to repay your debts, so you need to know how to communicate with your creditors in a way to stop stressful collection calls or write a forgiveness of debt letter.
  • Dealing with and paying off government debt.
There's Hope Beyond Debt

"The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn't spend frivolously, we couldn't keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt."

 

- Anne Marie, Actual Client Review from Facebook

Ask a Credit Counsellor How to Get Out of Debt

Ask your Counsellor your questions so that you understand the options you have to deal with your debts, starting right away.

The longer you wait, the less options you’ll have. The best solution to choose will be the one that fits your budget and helps you avoid getting into debt again in the future.

Get Help with Your Debts – Don’t Be Afraid to Take the Next Step

You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, almost 70,000 Canadians asked us for help. 97% of them said they would recommend our service to others. We are also the winner of the 2018 Consumer Choice Award in several cities across Canada.

Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.

Free, Confidential Debt Help - Contact a Credit Counsellor Now

Appointments are free, confidential and available either in person or over the phone. Your Counsellor won’t judge you and you’re not obligated to anything after the appointment.

You have nothing to gain if you wait – Contact us now at 1-888-527-8999.

With free assistance available from a non-profit, certified credit counselling service in Bowmanville, what's stopping you from getting help today? Get relief from your debt and stress today.

Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.

Having Trouble with Your Debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we'll be in touch to answer any questions you may have about debt. We'll help you find a solution that works best for you.

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