Debt Relief in Courtenay
See the options that are available to you, and get a plan to get back on track.

Free Debt Relief in Courtenay, BC & Debt Elimination Solutions – Programs, Options & Services

How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.

You need debt help in Courtenay, BC with a solution that really works. Some ads make dealing with your debts sound easy, but it’s not one-size-fits-all. Let us help you find the right option for you. In Canada there are many ways to deal with debt.

You might not know which solution to choose when you look at all of the options that can help you with your debts.

Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.

It Can Be Hard to Deal with Debt Stress – We Can Help

Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.

We are here to help, because no matter what your situation, there is hope that you can be debt free. If you’ve been declined by your lender when you wanted to consolidate your loans, it is still possible to get back in control of your credit cards and debts. It really is. Let us show you your options.

Get Started

Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We're happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.

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Our Clients Interviewed on the News

From time to time, the news media interviews some of our clients who are comfortable sharing their story publicly. Below are two of our clients who were interviewed about their experience with the Credit Counselling Society.

Global TV News Story - A woman avoids filing for and declaring bankruptcy with help from the Credit Counselling Society. CCS provides the same bankruptcy alternative services across Canada.

Global TV interviews Julia Fletcher after she eliminates her debt with zero interest & avoids bankruptcy with help from the Credit Counselling Society. See Story Now

CTV Help to Pay Down Debt - Declaring bankruptcy may be the only option available for some. However, Dan paid off his credit cards with the same debt solutions that are available across Canada.

CTV News interviews Dan Robinson after he paid off $30,000 in debt with no interest after receiving help from the Credit Counselling Society. CTV - Debt Relief Story

Reasons to Make a Debt Relief Plan Today

We can help you:

  • Repay your debts with one affordable monthly payment
  • Save thousands of dollars in interest
  • Look at options to get out of debt and re-establish financial stability
  • Pay your bills and living expenses by managing your money better

Contact us now. One of our friendly, accredited Debt Counsellors would be happy to assist you!

Explore Your Options to Get Out of Debt - Choose the Best One

It can be hard to know what option will work best when you first look at what to do about your debts.

An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.

Some of the debt help solutions a Credit Counsellor serving Courtenay will talk to you about are:

  • Programs to repay debt and consolidate payments, making it easier to manage all of your bill payments and living expenses.
  • Debt repayment programs where your creditors waive or reduce how much interest they charge you. This helps you repay what you owe.
  • Help with your household budget so that you can go back to your lender for a loan or mortgage refinance.
  • Insolvency options provided by a bankruptcy trustee, e.g. referral to a trustee for information about going bankrupt or filing a Consumer Proposal to repay part of what you owe.
  • There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
  • Debt relief companies offer different services so find out how to do research to find reviews you can trust.
  • A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
  • What to do to repay government debt.
There's a Way Out of Debt

"Excellent way to consolidate, to make payments towards the principle only! The Credit Counselling Society negotiated on my behalf to bring down my interest rates to ZERO with all my creditors while I paid off the debt load. That would have taken me 150 years to pay off. Accomplished in 4.5 years. Now I am debt free!"

 

- Melody, Actual Client Review from Facebook

Ask a Credit Counsellor How to Get Out of Debt

Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.

Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.

Next Steps to Take to Get Help with Your Debts

Once you decide to get help from the right debt relief organization, your worries will be put at ease. Close to 70,000 Canadians last year alone contacted us for help with their finances. When asked, 97% of them responded that they would recommend our service to other people. We have also won the 2018 Consumer Choice Award in many cities in many provinces across Canada.

Find out how we can help you - Give us a call right now. After you’ve got the information you need to handle your situation, you’ll feel better.

Get Free, Confidential Debt Help - Talk to a Credit Counsellor Right Now

Having an appointment is free, confidential and you can talk to the Credit Counsellor in person or over the phone. You won’t be obligated to anything by speaking with your Counsellor, and they won’t judge you.

You have nothing to gain if you wait – Contact us now at 1-888-527-8999.

With free assistance available from a non-profit, certified credit counselling service in Courtenay, what's stopping you from getting help today? Get relief from your debt and stress today.

Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.

Need Some Help?

If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We're here to help.

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