Castlegar Debt Relief
Find out your options and get some help.

Free Debt Help in Castlegar, BC & Debt Elimination Solutions – Options, Services & Programs

How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.

Do you want debt relief in Castlegar, BC and consolidation solutions that work? Some ads make it sound easy, but finding the right solution is a process - and we can help. In Canada there are many options to deal with debt.

You might not know which solution to choose when you look at all of the options that can help you with your debts.

Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.

Dealing with Debt Stress is Difficult - We Can Help

Get help lifting the weight of stress and money worries off your shoulders. Sleepless nights, maxed out credit cards or not being able to pay your monthly bills – that’s no way to live. And the right debt solution won’t put you deeper into debt.

We are here to help, because no matter what your situation, there is hope that you can be debt free. If you’ve been declined by your lender when you wanted to consolidate your loans, it is still possible to get back in control of your credit cards and debts. It really is. Let us show you your options.

Get Started

Get started today by calling to make a free appointment to talk to one of our experienced Credit Counsellors. We're happy to share our expertise with you and answer your questions. All of our appointments are completely free, 100% confidential, and always non-judgmental.

Make an Appointment

Global TV and CTV News Interview Our Clients

On occasion, the news media will talk to one or two of our clients who are comfortable sharing their story with the public. Below you can see two of these stories.

Global TV News Story - A woman avoids filing for and declaring bankruptcy with help from the Credit Counselling Society. CCS provides the same bankruptcy alternative services across Canada.

Global News interviews Julia Fletcher after she avoided bankruptcy and eliminated her debt with help from the Credit Counselling Society. Watch News Clip

CTV Help to Pay Down Debt - Declaring bankruptcy may be the only option available for some. However, Dan paid off his credit cards with the same debt solutions that are available across Canada.

CTV News reveals how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. Watch the News Story

Why You Need to Make a Debt Relief Plan Today

We can help you:

  • Repay your debts with one affordable monthly payment
  • Save thousands of dollars in interest
  • Look at options to get out of debt and re-establish financial stability
  • Pay your bills and living expenses by managing your money better

Contact us now. One of our highly trained, professional Credit & Debt Counsellors would be happy to help you!

Explore Your Options to Get Out of Debt - Choose the Best One

It can be hard to know what option will work best when you first look at what to do about your debts.

An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.

Some of the debt help solutions a Credit Counsellor serving Castlegar will talk to you about are:

  • Debt repayment and consolidation programs to make managing all of your bills and living expenses more affordable.
  • Debt management programs where your creditors help you to repay what you owe by waiving or eliminating ongoing interest and fees.
  • Assistance with your budget to help you qualify to refinance your existing loan or mortgage.
  • Legal options provided by a bankruptcy trustee when you are insolvent. These include referral to a trustee to find out about declaring bankruptcy or filing a Consumer Proposal when you can repay part of what you owe.
  • There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
  • Debt relief companies offer different services so find out how to do research to find reviews you can trust.
  • A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
  • What to do to repay government debt.
There's Hope Beyond Debt

"The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn't spend frivolously, we couldn't keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt."

 

- Anne Marie, Actual Client Review from Facebook

Get Out of Debt - Ask a Credit Counsellor How

Your Counsellor will answer your questions and give you the information you need to start dealing with your debts right away. The best option will be the one that fits your budget and lets you deal with your debts once and for all.

Next Steps to Take to Get Help with Your Debts

Once you decide to get help from the right debt relief organization, your worries will be put at ease. Close to 70,000 Canadians last year alone contacted us for help with their finances. When asked, 97% of them responded that they would recommend our service to other people. We have also won the 2018 Consumer Choice Award in many cities in many provinces across Canada.

Find out how we can help you - Give us a call right now. After you’ve got the information you need to handle your situation, you’ll feel better.

Get Free, Confidential Debt Help - Talk to a Credit Counsellor Right Now

Having an appointment is free, confidential and you can talk to the Credit Counsellor in person or over the phone. You won’t be obligated to anything by speaking with your Counsellor, and they won’t judge you.

Waiting might only make it worse – Contact us now at 1-888-527-8999.

With Canada's most trusted and highest accredited non-profit credit counselling service available in Castlegar, what’s holding you back? Get relief from your stress and debt today.

Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.

Having Trouble with Your Debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we'll be in touch to answer any questions you may have about debt. We'll help you find a solution that works best for you.

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