Debt Relief in Vernon
Find out your options and get some help.

Free Debt Relief in Vernon, BC & Debt Elimination Solutions – Programs, Options & Services

How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.

You need debt help in Vernon, BC with a solution that really works. Some ads make dealing with your debts sound easy, but it’s not one-size-fits-all. Let us help you find the right option for you. In Canada there are many ways to deal with debt.

Finding the best solution for you can be hard with so many programs and options to choose from.

Take a little time to do your research, find online reviews or ask a reputable non-profit debt counselling organization for help.

Dealing with Debt Stress is Difficult - We Can Help

Get help lifting the weight of stress and money worries off your shoulders. Sleepless nights, maxed out credit cards or not being able to pay your monthly bills – that’s no way to live. And the right debt solution won’t put you deeper into debt.

Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.

Get Started

Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We're happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.

Make an Appointment

Global TV and CTV News Interview Our Clients

Occasionally, the news media will speak with one or two of our clients who are comfortable to publicly share what they've experienced. Below you can see a couple of these stories.

Global TV News Story - A woman avoids filing for and declaring bankruptcy with help from the Credit Counselling Society. CCS provides the same bankruptcy alternative services across Canada.

Global News interviews Julia Fletcher after she avoided bankruptcy and eliminated her debt with help from the Credit Counselling Society. Watch News Clip

CTV Help to Pay Down Debt - Declaring bankruptcy may be the only option available for some. However, Dan paid off his credit cards with the same debt solutions that are available across Canada.

CTV News interviews Dan Robinson after he paid off $30,000 in debt with no interest after receiving help from the Credit Counselling Society. CTV - Debt Relief Story

Creating a Debt Relief Plan – Do it Today

We can help you:

  • Save thousands of dollars of interest
  • Repay your debts with one manageable monthly payment
  • Explore options to get out of debt and regain financial stability
  • Manage your money better - pay all of your bills and living expenses

Contact us now. One of our highly trained, professional Credit & Debt Counsellors would be happy to help you!

Explore Your Options to Get Out of Debt - Choose the Best One

It can be hard to know what option will work best when you first look at what to do about your debts.

An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.

Some of the debt help solutions a Credit Counsellor serving Vernon will talk to you about are:

  • Programs to repay debt and consolidate payments, making it easier to manage all of your bill payments and living expenses.
  • Debt repayment programs where your creditors waive or reduce how much interest they charge you. This helps you repay what you owe.
  • Help with your household budget so that you can go back to your lender for a loan or mortgage refinance.
  • Insolvency options provided by a bankruptcy trustee, e.g. referral to a trustee for information about going bankrupt or filing a Consumer Proposal to repay part of what you owe.
  • Lump sum payment arrangements and how debt settlement works in Canada. There are advantages and disadvantages to making one large payment, after which your creditors will write off anything left owing. You’ll want to know about the long term consequences ahead of time.
  • Researching debt relief companies and how to find reliable, truthful reviews.
  • You might not be able to repay your debts, so you need to know how to communicate with your creditors in a way to stop stressful collection calls or write a forgiveness of debt letter.
  • Dealing with and paying off government debt.
There's a Way to Turn Things Around

"I was in a financial hole. . .the interest alone was burying me, and I couldn't seem to make any progress paying it off. Someone in my family suggested I contact the Credit Counselling Society to see if they could help. I met with a very nice man who was able to show me how to do a proper budget, and he contacted all the creditors for me and got my interest dropped . . . He got me on a payment plan that took into consideration my income and other living expenses & bills . . . I would highly recommend this company to anyone who wants to get out of debt and start building their credit again."

 

- April, Actual Client Review from Facebook

Ask a Credit Counsellor How to Get Out of Debt

Your Counsellor will answer your questions and give you the information you need to start dealing with your debts right away. The best option will be the one that fits your budget and lets you deal with your debts once and for all.

Next Steps to Take to Get Help with Your Debts

You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, almost 70,000 Canadians asked us for help. 97% of them said they would recommend our service to others. We are also the winner of the 2018 Consumer Choice Award in several cities across Canada.

Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.

Free, Confidential Debt Help - Contact a Credit Counsellor Now

Appointments are free, confidential and available either in person or over the phone. Your Counsellor won’t judge you and you’re not obligated to anything after the appointment.

Waiting might only make it worse – Contact us now at 1-888-527-8999.

With Canada's most trusted and highest accredited non-profit credit counselling service available in Vernon, what’s holding you back? Get relief from your stress and debt today.

Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.

Need Some Help?

If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We're here to help.

Online Chat Call Us