by CBC News Calgary

According to the Canadian Payroll Association's annual survey of 3,600 workers across Canada, 48% say it would be difficult to meet their financial obligations if their paycheque was delayed by just one week.While the finances of average Canadians nationally aren't healthy, in Alberta it's worse.

Mark Kalinowski, one of the Credit Counselling Society's Credit Counsellors in Calgary, reports he's seeing people struggling in all income brackets. If he could give just one piece of advice to people, it would be "that they start emergency savings accounts."

Read the full article or learn more about why you need an emergency savings account and how to start one.