Ottawa Credit Counselling
We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

Credit Counselling Society Serving Ottawa, Ontario - Free Debt and Credit Help

Credit Counselling Ottawa - Are you struggling to make your minimum payments? Maybe you've got debt problems that are affecting your sleep, your health, or even your relationships? We can help put an end to your stress.

Canada's Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider

We are a non-profit consumer credit and debt counselling service providing debt solutions and help in Ottawa. Our highly trained and professionally accredited Counsellors can help you explore all of your options and find the best solution. We can help you:

  • Create a spending plan to manage all of your living expenses
  • Get your finances back on track
  • Consolidate your debts in Ottawa with one monthly payment
  • Save thousands of dollars in interest
  • Stop collection calls from creditors

Get Started

Get started today by speaking with one of our Credit Counsellors. All you need to do is call us to make an appointment or ask us some questions. Our appointments are free and confidential, and all of our Counsellors are friendly and non-judgmental.

Make an Appointment

Our Clients Interviewed on Global TV and CTV News

From time to time, the news media interviews some of our clients who are comfortable sharing their story publicly. Below are two of our clients who were interviewed about their experience with the Credit Counselling Society.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with zero interest negotiated by the Credit Counselling Society. Watch

CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story

Providing Canadians with Free Credit & Debt Counselling Services Since 1996

With 97% of our clients surveyed reporting they would recommend our services to others, the Better Business Bureau's best rating, 22 offices across Canada, and award winning service - including winning the 2018 Ottawa Consumer Choice Award - the Credit Counselling Society has a strong track record as one of Canada's leading credit counselling and debt relief service providers. Whether you want to get your finances back on track, make a plan to get out of debt, or simply learn how to manage your money better, call us today at 613-234-0505.

 

Ottawa Office
514 - 130 Albert Street
Ottawa, ON, K1P 5G4

Phone: 613-234-0505

Plan Your Trip: OC Transpo Trip Planner

Our Ottawa office also provides credit counselling services to Gatineau, Kanata, Nepean, Gloucester, Cumberland, Hull, Aylmer, Buckingham, Stittsville, Winchester, Smiths Falls, Embrun, Carleton Place, Perth, Arnprior, and Renfrew.

There's Life Beyond Debt for Everyone

"When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands."

 

- Delores, Actual Client

More Info About the Credit Counselling Society & Our Approach

We have provided non-profit credit counselling for over 20 years. We usually end up helping close to 95% of people who reach out to us entirely for free. Someone will only end up paying something for our help if they make the decision to sign up for our Debt Management Program. Many people see this program as a type of credit card consolidation since it happens to consolidate every one of someone’s credit card payments into just one monthly payment that fits their budget. With this program, interest is either stopped or substantially reduced. Even though this is a great program that protects peoples’ privacy, eliminates their debt, allows them to repair their credit, and puts their finances back on the right track as soon as possible, this is simply one of a variety of ways in which we assist people.

We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It's disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it's important to carefully consider all their options and figure out what's going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We're also the only Canadian organization in our industry to annually open its books to an external auditor.

If you feel you could benefit from one of our highly trained, professional Credit and Debt Counsellors having a look at your financial circumstances and working with you to see what choices you have to get things back on track, give us a call now at 613-234-0505. Our help is free, confidential, and non-judgmental. Truly, the only thing you've got to lose is your debt.

The Credit Counselling Society also provides alternatives to filing for bankruptcy in Ottawa, Ontario.

Do You Need Some Help?

If you have some questions or want to know more about what options may be available for your situation, feel free to call us or chat with us online. We're always happy to help.

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