North Bay Credit Counselling Services
We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

North Bay, Ontario Credit Counselling Society - Free Debt and Credit Help

Credit Counselling North Bay - Are you stressed about your debts? Maybe your credit is all maxed out, you can't sleep, and your financial worries are affecting your relationships? If so, we can help.

Non Profit Consumer Credit Counselling & Debt Solutions from Canada's Leading Service Provider

We are a non-profit service providing consumer debt and credit counselling services to North Bay. We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to:

  • Get your finances back on track and create a budget to manage your expenses
  • Consolidate your debts in into one affordable payment
  • Stop creditor collection calls
  • Save many thousands of dollars in interest

Get Started

Get started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential and non-judgmental.

Make an Appointment

Our Clients Interviewed by the News Media

At times, the news media will interview one of our clients who are comfortable sharing their story with the public. Below are two of these stories.

Global News - The Credit Counselling Society gets people out of debt. Canadians in Ontario are offered debt and credit counselling services in North Bay.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with zero interest negotiated by the Credit Counselling Society. Watch

CTV News Story - Canadian credit counselling and debt solutions are available for people with bad credit and debt issues. The Credit Counselling Society helped Dan repay all his debt. The same interest and debt relief are available in North Bay, Ontario

CTV News shows how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. See story

Offering Free Consumer Debt & Credit Counselling Services for Over 20 Years

With over 98% of our clients surveyed consistently responding they would recommend our services to those they know, the Better Business Bureau's best rating, 22 locations across Canada, and top notch service (which we've received more than 40 awards for), the Credit Counselling Society has a strong track record as one of the leading providers of credit counselling and debt relief service in Canada. Whether you want to get your finances back on track, make a plan to get out of debt, or simply learn how to work better with your money, call us at 1-888-527-8999.

It's ok to ask for help with debt

"Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling."

- Yasmine, Actual Client

More Info About the Credit Counselling Society & Our Approach

We’ve been providing non-profit consumer credit counselling since 1996. We typically end up helping around 95% of people who contact us completely free of charge. The only time someone pays for our services is if they decide to go onto our Debt Management Program. A lot of people view this program as a credit card consolidation since it consolidates all of someone’s credit card payments into one affordable monthly payment with either no interest or an interest rate that is significantly reduced. While this is a tremendous program that protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible, this is only one of many ways that we help people.

We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It's disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it's important to carefully consider all their options and figure out what's going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.

If you’d like one of our professionally trained Counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 1-888-527-8999. All you’ve got to lose is your debt.

The Credit Counselling Society also offers bankruptcy alternatives and information in North Bay, Ontario.

Get Relief from Your Stress & Debt Today

. With Canada's most trusted and highest accredited non-profit credit counselling service available in Canada, what’s holding you back?

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