Debt Problems in Hamilton, Ontario Have Solutions - We Are Here to Help

Trusted Ways to Manage and Overcome Debt Problems in Hamilton

Debt problems can happen to anyone in Hamilton, Ontario, and the one thing debt problems have in common is the huge stress, worry and sleepless nights they cause. If you’ve got a problem with debt, let us help you find the right the solution so that you can sleep better and not worry about your money and bills anymore.

How to Major Overcome Debt Problems in Hamilton

When you’re considering how to overcome serious debt problems in Hamilton, the best way is to tackle them sooner than later. Waiting and hoping that things will get better means that you will probably end up with less options available to you in the future.

If you're not sure what to do or where to start and you'd like some guidance or information, feel free to call us or anonymously chat with us online. We're happy to answer your questions or help you make an appointment to speak with one of our accredited Counsellors confidentially. There is never any charge for our appointments, and we don't obligate you anything.

  Canadian woman consolidates & pays off credit card debts without a loan with help from the Credit Counselling Society. See story on Global TV News.
  Global News interviews Julia Fletcher
after she was able to overcome
her debt problems with help from
the Credit Counselling Society.
Watch News Clip
  CTV Story - A debt consolidation loan wasn't the best option for Dan's credit card debts. So he took advantage of financial help and repayment solutions offered to Canadians by the Credit Counselling Society.
  CTV News reveals how Dan Robinson
managed to overcome & pay off
$30,000 in debt with help & advice
from the Credit Counselling Society.
See the News Story
   

Our friendly, professional Credit & Debt Counsellors will help you get your finances back on track with a realistic plan that's broken down into practical steps. Here is some of what they can help you with:

  • Creating a budget to manage all of your debts and household bills
  • Showing you steps that you take right away to start dealing with your debts
  • Discussing options that will help you pay off your debts or find alternatives to bankruptcy if you can’t afford to pay back all of what you owe

Warning Signs of Debt Problems for You or Someone You Know

Sometimes someone may experience a sudden improvement in their situation which will allow them to get back on track without needing help from anyone else. However, if you've been battling debt problems for over a year, then pay attention to these warning signs. They often reveal more serious debt issues.

To decide if you need someone else’s assistance to get yourself back on track with your debts, ask yourself:

  • Is stress about your debt making it hard to cope with everyday life?
  • Do you feel that only making minimum payments isn’t getting you ahead?
  • Have you been turned down for a consolidation loan?
  • Do you rely on your overdraft, line of credit or credit cards to make ends meet?
  • Are you receiving collection calls or letters?
  • Are you embarrassed to let others know about your financial situation?
  • Are worries about money keeping you wake at night?

If you answered "yes" to any of these questions, then you probably need help to deal with your debt, eliminate it, and get your financial picture back on track. Call us and speak with one of our experienced Debt & Credit Counselors today.

Options and Solutions for Debt Problems

Worrying about money and debt problems can literally make you sick from all the stress. But in addition to worrying about their money, we’ve found that many people come to us afraid of what might happen to them.

Helping you work through various options and solutions for your debt challenges is only part of the help we provide. We also want to make the time to answer any questions you may have about money management, credit, and debt issues so you can make an informed choice about what to do and how you would like to deal with your debt problems.

Feel free to use the phone, anonymous online chat, or email to ask us your questions or to make an appointment to talk with one of our Debt Counsellors. Appointments with the Credit Counselling Society's Counsellors are available in person or over the phone and are always free, non-judgmental, and completely confidential.

Hamilton
Suite 906 - 20 Hughson Street S
Hamilton, ON L8N 2A1

Phone: 905-538-5035

Additional Information About How to Manage & Fix Debt Problems to Get Them Under Control in Hamilton, Ontario

If you want to learn more on your own, here are popular topics that we get a lot of questions from

Ontarians who are searching for solutions about how to manage, fix, and eliminate their debt problems.

 

Contact us now at 905-538-5035 and we’d be happy to answer your questions or refer you to someone who can provide you with the specific advice or solution you may need.

Non-profit company often featured in the media that offers credit card debt consolidation services, programs, and solutions in Ontario, Canada for consumers with bad credit.