Credit Counselling in Cobourg
We help you get your finances back on track with confidential, free, non-judgmental credit counselling.

Cobourg, Ontario Credit Counselling Society - Free Debt and Credit Help

Credit Counselling Cobourg - Are you stressed about your debts? Maybe your credit is all maxed out, you can't sleep, and your financial worries are affecting your relationships? If so, we can help.

Canada's Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider

We are a non-profit service providing consumer debt and credit counselling services to Cobourg. We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to:

  • Consolidate your debts in with one monthly payment
  • Get your finances back on track and effectively manage your living expenses
  • Stop collection calls
  • Save thousands of dollars in interest charges

Get Started

Get started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential and non-judgmental.

Make an Appointment

Our Clients Interviewed by the News Media

From time to time, the news media interviews some of our clients who are comfortable sharing their story publicly. Below are two of our clients who were interviewed about their experience with the Credit Counselling Society.

Global News Story - You get get debt relief with the Credit Counselling Society. Canadian consumers in Ontario are offered debt and credit counselling services in Cobourg.

Global News speaks with Julia Fletcher after she pays off $10,000 in debt without any interest because of the Credit Counselling Society. Watch

CTV Review - Canadians can repay their debts with interest relief and expert guidance. These debt solutions and Credit Counselling Society services are available in Cobourg, Ontario

CTV News interviews Dan Robinson after paying off $30,000 in debt with zero interest with the help of the Credit Counselling Society. See story

Providing Canadians with Free Credit & Debt Counselling Services Since 1996

With 22 offices across Canada, the Better Business Bureau's highest rating, 98% of our clients surveyed reporting they would recommend us to others, and award winning service (over 40 awards), the Credit Counselling Society has worked hard to become one of the leading debt relief and credit counselling service providers in Canada. If you would like some help with your debt or simply want to learn how you can manage your money more effectively, call us today at 1-888-527-8999.

It's ok to ask for help with debt

"Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling."

- Yasmine, Actual Client

More Information About Us & How We Approach Things

We’ve been providing non-profit consumer credit counselling since 1996. We typically end up helping around 95% of people who contact us completely free of charge. The only time someone pays for our services is if they decide to go onto our Debt Management Program. A lot of people view this program as a credit card consolidation since it consolidates all of someone’s credit card payments into one affordable monthly payment with either no interest or an interest rate that is significantly reduced. While this is a tremendous program that protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible, this is only one of many ways that we help people.

We believe that the best debt consolidation or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what’s going to help them the most in the long run. For this reason we don’t pay our staff commission – only a salary. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.

If you’d like to speak with one of our professionally trained Credit and Debt Counsellors, take a look at your financial situation, and see what options you have to get back on track, call us today at 1-888-527-8999. We’re here to help you.

The Credit Counselling Society also provides alternatives to filing for bankruptcy in Cobourg, Ontario.

Get Relief from Your Stress & Debt Today

. With Canada's most trusted and highest accredited non-profit credit counselling service available in Canada, what’s holding you back?

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