Credit Counselling Society Serving Cambridge, Ontario with Free Debt & Credit Help
Credit Counselling Cambridge - Are you stressed about your debts? Maybe your credit is all maxed out, you can't sleep, and your financial worries are affecting your relationships? If so, we can help.
Canada's Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services
We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to Cambridge. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:
- Get your finances back on track and create a budget to manage your expenses
- Consolidate your debts in into one affordable payment
- Stop creditor collection calls
- Save many thousands of dollars in interest
Get started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential and non-judgmental.
Our Clients Interviewed on Global TV and CTV News
At times, the news media will interview one of our clients who are comfortable sharing their story with the public. Below are two of these stories.
Offering Free Consumer Debt & Credit Counselling Services for Over 20 Years
With over 97% of our clients surveyed consistently responding they would recommend our services to those they know, the Better Business Bureau's best rating, 23 locations across Canada, and top notch service (which we've received more than 55 awards for), the Credit Counselling Society has a strong track record as one of the leading providers of credit counselling and debt relief service in Canada. Whether you want to get your finances back on track, make a plan to get out of debt, or simply learn how to work better with your money, call us at 519-340-1013 or 1-888-527-8999.
Office Serving Cambridge
22 King Street South
Waterloo, ON N2J 1N8
"I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader."
- Charis, Actual Client
More About the Credit Counselling Society & Our Standards
We’ve been offering non profit consumer credit counselling for well over 20 years. We often end up helping close to 95% of people who get in touch with us without ever having to charge them a penny. People only choose to pay for our help if they decide to go on our Debt Management Program. Lots of people see this program as a form of credit card consolidation because it consolidates each one of someone’s credit card payments into a single monthly payment that you can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, this is just one of a number of ways that we are able to help people.
We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It's disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it's important to carefully consider all their options and figure out what's going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.
If you feel you could benefit from one of our highly trained, professional Credit and Debt Counsellors having a look at your financial circumstances and working with you to see what choices you have to get things back on track, give us a call now at 519-340-1013. Our help is free, confidential, and non-judgmental. Truly, the only thing you've got to lose is your debt.
We also provide credit counselling services to Hamilton, Kitchener, Waterloo, Guelph, Preston, Hespeler, New Dundee, Plattsville, Bright, Innerkip, Princeton, Ayr, Paris, Morriston, Puslinch, and Aberfoyle.