Help with Debt Problems in Toronto, Ontario - Real Solutions That Really Work

Trusted Ways to Manage and Overcome Debt Problems in Toronto

Debt problems can creep into anyone's life in Toronto, Ontario, and the one thing they often seem to have in common is the massive anxiety, stress, and worry that they tend to cause. If you're ready to deal with your problem with debt, we can help you find the right solution for your situation so that you can sleep again and not have to agonize about your bills and financial issues anymore.

How to Overcome Your Debt Problems

When you are looking at how to overcome major debt problems in Toronto, the best course of action is to tackle them sooner rather than later. Simply hoping and waiting for things to improve will likely result in less options being available to you down the road.

Sometimes you might know where to start and what to do, but if you’d like some guidance or information, feel free to contact us by phone or chat anonymously with us online. We’d be happy to answer your questions or schedule you an appointment to speak confidentially with one of our qualified Credit Counsellors. There is no charge or obligation with our appointments.

  Canadian woman consolidates & pays off credit card debts without a loan with help from the Credit Counselling Society. See story on Global TV News.
  Julia Fletcher is interviewed by Global
TV after the Credit Counselling Society
helped her overcome her debt problems
and repay her debt with no interest.
Watch News Story
  CTV Story - A debt consolidation loan wasn't the best option for Dan's credit card debts. So he took advantage of financial help and repayment solutions offered to Canadians by the Credit Counselling Society.
  CTV story shows how Dan Robinson
paid off $30,000 in debt with no
interest after receiving help from
the Credit Counselling Society.
CTV - Help to Pay Down Debt
   

Our professional, friendly Credit Counsellors will help you get started with a realistic plan that’s broken down into doable steps that will get you back on track. Some of what they can help you with is:

  • Putting together a budget to handle all your debts and living expenses
  • Showing you things you can do right now to begin resolving your debt problems
  • Discussing options with you that can help you pay down your debts or look at alternatives to going bankrupt if you aren't able to afford to repay all of the debt you owe

Warning Signs for Serious Debt Problems that Require Attention

For some people, their situation improves and they're able to manage to get back on track without anyone else helping them. However, if you have been wrestling with a debt issue for over a year, watch out for these warning signs. They might indicate that you may have a more serious debt problem.

To determine if you could use some assistance getting your debts back on the right track, ask yourself:

  • Is stress from your debt making it more challenging to manage everyday life?
  • Are you no longer getting ahead making minimum monthly payments?
  • Has your bank or credit union turned you down for a debt consolidation loan?
  • Do you need your line of credit, over draft, or credit cards to ensure you can make ends meet every month?
  • Are you receiving collections letters and phone calls?
  • Are you embarrassed to let others know about your financial situation?
  • Are worries about money keeping you wake at night?

If you answered "yes" to any of these questions, then you probably need help to deal with your debt, eliminate it, and get your financial picture back on track. Call us and speak with one of our experienced Debt & Credit Counselors today.

Options and Solutions for Debt Problems

Worry over money and debt problems can make you sick from all the anxiety and stress. In addition to all this, we see many people coming to see us who are afraid about what may happen to them.

Showing you options and solutions for your debt problems is only part of what we do. We’ll also take the time to answer your questions about money management issues so that you can make an informed decision about what to do and how to best deal with your debt problem.

Contact the Credit Counselling Society now by phone, email or anonymous online chat to ask us your questions or to make an appointment to speak confidentially with a Credit Counsellor in person or over the phone.

Toronto Office
Suite 520 - 425 Bloor Street East
Toronto, ON, M4W 3R4

Phone: 647-776-0485

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Our office is located in downtown Toronto in the same building as the Sherbourne subway station at the intersection of Bloor & Sherbourne.

Extra Information About How to Manage, Fix, and Overcome Debt Problems in Toronto, Ontario

If you’re curious or if you want to learn more on your own, here is information about some of the topics we receive the most questions about from Ontarians who are looking for solutions on how to manage, fix, and overcome their debt problems.

Give us a call at 647-776-0485. We would be happy to answer any questions you might have or refer you to an friendly, experienced professional who can provide you with the specific advice or solution you need.

Non-profit company often featured in the media that offers credit card debt consolidation services, programs, and solutions in Ontario, Canada for consumers with bad credit.