Fort St. John, BC Credit Counselling Society - Free Debt and Credit Help
Credit Counselling Fort St. John - Are debt problems causing you stress? Maybe you're struggling to make your minimum payments. Are financial problems making it hard to sleep or causing difficulty with your relationships? If so, let us help.
Canada's Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider
We are a non-profit service providing consumer debt and credit counselling services to Fort St. John. We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to:
- Get your finances back on track and create a budget to manage your expenses
- Consolidate your debts in into one affordable payment
- Stop creditor collection calls
- Save many thousands of dollars in interest
Get started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential and non-judgmental.
Our Clients Interviewed by the News Media
At times, the news media will interview one of our clients who are comfortable sharing their story with the public. Below are two of these stories.
Providing Free Consumer Credit & Debt Counselling Services for 22 Years
With 98% of our clients surveyed reporting they would recommend our services to others, 22 offices across Canada, the Better Business Bureau's highest rating, and award winning service (over 40 awards), the Credit Counselling Society has become one of Canada's leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us today at 1-888-527-8999.
"Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling."
- Yasmine, Actual Client
More Information About Us & How We Approach Things
We’ve been providing non-profit consumer credit counselling since 1996. We typically end up helping around 95% of people who contact us completely free of charge. The only time someone pays for our services is if they decide to go onto our Debt Management Program. A lot of people view this program as a credit card consolidation since it consolidates all of someone’s credit card payments into one affordable monthly payment with either no interest or an interest rate that is significantly reduced. While this is a tremendous program that protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible, this is only one of many ways that we help people.
We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It's disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it's important to carefully consider all their options and figure out what's going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.
If you’d like to speak with one of our professionally trained Credit and Debt Counsellors, take a look at your financial situation, and see what options you have to get back on track, call us today at 1-888-527-8999. We’re here to help you.