Money Management Blog
Welcome to the Credit Counselling Society's Blog.

Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting or credit? If you need advice or help with your debts email us your questions or chat with us online. We're happy to help.

Five Reasons to Avoid Instant Payday Loans

Although payday loans are convenient way to get fast cash, it's also a quick way to get into financial difficulty if you aren't careful. If you're in a financial jam and in need of cash…

Better Debt Help Options than Bankruptcy in Canada

Explore better debt help options other than filing for bankruptcy in Canada with a Credit Counsellor. Best - a Debt Management Program...

How to Set Financial Goals in the New Year

Getting our finances in order is a common New Year's resolution, and one of the best things you can do to achieve this is to know how to set financial goals...

6 Personal Finance Tips to Help Achieve Future Freedom

Financial freedom is something many of us hope to achieve in the future, and developing good personal finance habits now can make a world of difference down the road...

Managing Money and Debt Wisely

Canadians are becoming more and more indebted. Debt will follow you for a long time and can affect your credit rating. Getting a credit card, a job or even an apartment can be difficult…

5 Reasons Why You Should Avoid a Cash Advance

Getting a cash advance on your credit card may sound like a convenient way to get money when you're in a bind, but there's a steep price to pay for the convenience. In the long run, it's usually…

Interest Rates for Debt Management Programs

Debt Management Program interest rates are lower than credit card interest rates and in some cases, they are completely removed. This is one advantage of working with…

Trapped By Your Finances? 3 Steps to Get Out of Debt

Bad money habits can cause our finances to spin out of control, and when this happens, it may seem impossible to get out of debt. Becoming debt-free is a possibility for everyone…

5 Steps to Rebuild Credit in Canada

Seemingly inconsequential acts -- like making late payments or not paying at least the minimum balance -- can harm our credit history. There are different ways to harm your credit history, but…