Money Management Blog
Welcome to the Credit Counselling Society's Blog.

Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting or credit? If you need advice or help with your debts email us your questions or chat with us online. We're happy to help.

What is a Debt Management Program (DMP) and Will It Work for Me?

If you’re struggling to manage several credit cards with different due dates, a Debt Management Program (DMP) may be an ideal solution to help you stay organized and out of the red.

What Is the Best Way to Handle Credit Card Debt and Debt Repayment?

Do you want to know the steps for the best way to handle credit card debt and debt repayment? Paying off credit card debt is one of the biggest financial hurdles Canadian consumers grapple with.

Money Management Basics: Top Tips for How to Manage Your Money

From paying off debt to creating an emergency fund and getting savings in the bank, your financial fate hinges on key money management basics. Getting familiar with the fundamentals of how to manage money lays the groundwork to achieving your financial goals.

5 Myths About Debt Payments – Fact versus Fiction

Applying for a credit card or loan is the easy part; using credit wisely can be much harder. Managing debt payments is crucial to using credit. Myths around how much to borrow, how much to pay, when to pay it, and what to do if you can’t afford to pay abound. Here are 5 myths; can you tell fact from fiction?

What Does It Mean to Set SMART Financial Goals?

Whether your aim is to pay off your credit card debt, save for retirement, or work on another money goal, learning how to set SMART financial goals can ensure you achieve your objectives.

3 Strategies to Manage Money as a Couple with Debt or Income Disparity

Managing money as a couple can be tricky to sort out with two incomes and two financial situations merging. While you’re trying to manage money jointly, there could be major disparities in pay, previous debt loads and differences in budget and lifestyle expenses.

3 Smart Money Management Tips Revealed Through Winter Storms

Winter has hit really hard this year, but unpleasant as it has been at times, there are a number of money management tips you can learn if you take a step back to look at the big picture.

Christmas Bills and Holiday Debt Hangover, What Can You Do?

For many Canadians it’s “that” time, to face the monumental task of dealing with the Christmas bills and holiday debt hangover, now that the Christmas tree has been taken down and the decorations put away. This can be a very stressful for time and cause a lot of money worries.

Don’t Let Blue Monday 2019 Drag You Down

Blue Monday 2019 pops up in the already tough month of January. The holidays are done, the decorations are in storage, we’re in the middle of winter, and depending on where you live in Canada, you may have at least 3-4 months left of the white stuff.