Money Management Blog
Welcome to the Credit Counselling Society's Blog.

Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting or credit? If you need advice or help with your debts email us your questions or chat with us online. We're happy to help.

Almost Free from Credit Card Debt? 6 Things to Do to Stay Out of Debt

You’ve tackled your credit card debt, stayed committed to your debt repayment plan, and after years of dedication you’re nearly debt free. Now that you’re in the green, have you thought about what you’re doing to do with the extra cash you’ll no longer put towards debt repayments?

13 Money Saving Tricks to Pay Off Debt Quickly

So you’re ready to charge full steam ahead at paying off your debt, doing everything you can to throw extra cash at your lenders until you’re officially debt-free. If you stay focused and plan strategically what you’re doing with your income, you can pay off debt faster.

4 Common Financial Goals – How to Make Them SMART & Be Successful

Here are 4 of the most common financial goals we hear and what to do to make them SMART. A goal that is specific becomes measurable. Once it’s measurable, you can ensure it’s attainable and realistic.

New Year’s Resolutions: How to Set and Achieve Specific Financial Goals in 2020

At the start of a New Year – and in this case, a new decade! – many people set New Year’s Resolutions. Although well intentioned, these goals fail weeks later. It’s often because these resolutions are far too generic and lack proper planning.

Year-End Checklist: 9 Things to Do for a Financially Successful 2020

As yet another year draws to a close and a new decade begins, it’s time to reflect on the past 12 months, how you’ve fared with paying off debt, managing your budget, and what you’d like to do with the year ahead.

How to Get Through Holiday Spending When You’re Tackling Debt Repayment

With the Christmas season comes shopping lists, holiday spending, dinner party meals, and other costly festivities. For Canadians grappling with credit card debt and debt repayment, it’s a tricky time of the year to keep finances in check.

Christmas Budgeting Tips

If you’re wondering how you’re going to pull off avoiding your credit card and adding to your debt during the holiday season, we’ve got your back. Here’s our list of practical ways you can steer clear of extra spending during the holiday season that covers different vantage points from economical, creative, and even personal.

Where Can I Get Free Bankruptcy Counselling, Including Alternatives?

If you’re curious about declaring bankruptcy and want to look into free bankruptcy counselling, there are many ways to fix your financial problems. A certified Credit Counsellor is a great way to get more information and consider alternatives to bankruptcy you might not know about.

What is Net Worth and Why is it Important When Dealing with Debt?

Do you know what net worth is? You see the term pop up all the time when reading about millionaires amassing net worths with at least six figures, but calculating your net worth as an every day Canadian consumer can be worthwhile too.