Money Management Blog
Welcome to the Credit Counselling Society's Blog.

Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting or credit? If you need advice or help with your debts email us your questions or chat with us online. We're happy to help.

Your Finances During the Coronavirus Outbreak, Is Your Emergency Budget Prepared?

Is your budget prepared for the potential economic impact of a pandemic illness? As the rates of the coronavirus (also known as COVID-19) continue to spread around the world, school and business closures as well as social distancing and isolation measures are becoming more widespread.

Steps for Effective Personal Finance Management and Planning

For some people, personal finance management is a passionate hobby, while for others it’s a daunting chore. Either way, personal financial planning – including budgeting, tracking your spending, and saving – is crucial if you want to get out of debt and reach your financial goals.

Avoid an Unexpected Financial Crisis and What to Do If Disaster Strikes

Sometimes catastrophe strikes and we end up in a financial crisis. From natural disasters, large-scale pay system errors, illnesses, or sweeping layoffs, Canadians can face major financial emergencies, leaving them suddenly without steady pay or on the hook for significant expenses.

How to Find the Money to Pay Off Debts – Try a No Spend Challenge

If you’re looking to find the money to pay off debt quickly, or even jump start your savings fund, taking on a No Spend Challenge is a great tactic to curb your spending.

Almost Free from Credit Card Debt? 6 Things to Do to Stay Out of Debt

You’ve tackled your credit card debt, stayed committed to your debt repayment plan, and after years of dedication you’re nearly debt free. Now that you’re in the green, have you thought about what you’re doing to do with the extra cash you’ll no longer put towards debt repayments?

13 Money Saving Tricks to Pay Off Debt Quickly

So you’re ready to charge full steam ahead at paying off your debt, doing everything you can to throw extra cash at your lenders until you’re officially debt-free. If you stay focused and plan strategically what you’re doing with your income, you can pay off debt faster.

4 Common Financial Goals – How to Make Them SMART & Be Successful

Here are 4 of the most common financial goals we hear and what to do to make them SMART. A goal that is specific becomes measurable. Once it’s measurable, you can ensure it’s attainable and realistic.

New Year’s Resolutions: How to Set and Achieve Specific Financial Goals in 2020

At the start of a New Year – and in this case, a new decade! – many people set New Year’s Resolutions. Although well intentioned, these goals fail weeks later. It’s often because these resolutions are far too generic and lack proper planning.

Year-End Checklist: 9 Things to Do for a Financially Successful 2020

As yet another year draws to a close and a new decade begins, it’s time to reflect on the past 12 months, how you’ve fared with paying off debt, managing your budget, and what you’d like to do with the year ahead.