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Personal Debt Blog Posts

Joint Debt Problems: How to Deal with and Avoid Joint Debts

By Debra Pangestu

As its name implies, joint debts mean joint responsibility and liability, and it’s for this reason that you should exert caution before agreeing to co-sign for a loan or sign up for a joint credit card. Although having joint responsibility over a debt isn’t necessarily a bad thing, it could turn messy if divorce, death and bankruptcy come into play.

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Published on: July 21, 2015

3 Ways to Get Out of the Overdraft Protection Debt Cycle Once and For All

By Christi Posner

If you’ve been living in overdraft protection for quite some time, it can start to feel like there is no way to get out of the overdraft debt cycle and escape the hefty fees and interest. Your overdraft can easily become a never-ending cycle of borrowing money that’s very difficult to break without a plan. Good news is, we’ve got three ways for you to pay off that overdraft.

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Published on: September 12, 2014

Helping Employees Who Are Struggling with Financial Difficulties

Q: I have a small business and employ 12 people full time. One of my long-time employees briefly mentioned that he’s facing some financial difficulties. Other employees have been commenting on how moody he has become. I’m concerned for him as well as worried about how he is interacting with our customers.

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Published on: May 29, 2012