Whether you're just starting out and using your first credit card, or are re-establishing your credit after past difficulties, it's important to learn how to use credit wisely within your budget.
Below are 3 short articles which answer some of the questions we hear most often:
The first article explains the difference between a credit report and a credit score, and lists some tips for what you can do to build or rebuild or "fix" your credit rating in Canada.
In the second article we tackle 4 myths about credit cards. Is your credit card your flexible friend or foe?
The third article is one of our most popular tip lists. Using a credit card doesn't mean you have to end up in debt that you can't afford to pay back. Here are 12 tips to help you use a credit card but not end up in debt.
To Learn More
If after reading the 3 short articles below you want more information about credit ratings, credit reporting and using credit wisely, visit the Credit Education section of MyMoneyCoach.ca.