You can expect to meet with a counsellor in person or by telephone who will treat you with respect and dignity while reviewing your financial situation. We respect your privacy and will keep the information you exchange with your counsellor confidential. Your counsellor will provide you with helpful and unbiased information and advice on developing a budget, using credit wisely and debt repayment options.

Financial difficulties can happen to anyone. Your personal counsellor will provide guidance throughout your program and help you become debt free.

A typical repayment program takes 3- 4 years depending on your situation. Your personal counsellor will work with you to:

• develop and stick to a manageable budget
• determine how much to allocate towards paying down your debt
• overcome challenges or unexpected expenses

When you achieve a major milestone or overcome a roadblock, contact your counsellor to celebrate. Take the opportunity to learn and make a difference in your life.

After completing a debt repayment program, many of our clients ask for assistance with re-establishing credit and setting financial goals. Contact us today.