Elmira Debt Consolidation Options
Examine all your options to get back on track.

Objective, Debt Consolidation Options & Advice in Elmira, Ontario
We are More than a Debt Consolidation Company

Have you been turned down for a debt consolidation loan in Elmira by the banks or consolidation companies you’ve talked to? Is keeping up with your bills a challenge each month? Don’t allow stress and constant worry to wear you down. We’re here to help.

We’re Here to Help You Find the Right Option – Solutions for Problems Credit Cards, Debt Consolidation Loans, or Bad Credit

You have options. One of our experienced, certified debt counsellors can help you take an objective look at your situation and show you the various options available to you—regardless of whether hitting your credit card limits, bad credit or other challenges have hindered you from finding a debt consolidation loan. They can then help you figure out the best choice: one which makes the most sense for your goals.

We Can Help You Save Money, Manage Finances and Pay Off Debt

Our counsellors can assist you right now by helping you put together a plan to:

  • Figure out all your debt consolidation options and decide which will work best for you
  • Consolidate your debt payments into one payment you can afford
  • Save thousands in interest payments
  • Create a spending plan and effectively manage your bills and regular living expenses
You Probably Have Other Options
See What They Are
You may have an idea of how to resolve your financial situation, but it's very possible that other viable options may be available to you - other options that could potentially resolve your situation more quickly and affordably with payments that actually fit your budget. Every option has pros and cons, but it's definitely worth taking a few minutes to see what your other options look like and whether you think you'd like to look into any of them further.

CTV News and Global TV Interviewing People We Helped

Occasionally, the news media will speak with people we helped who are comfortable with publicly sharing their experiences. Here are a few of their stories.

Global News interviews Julia Fletcher after she consolidates and eliminates her debt with help from the Credit Counselling Society. Watch News Clip
CTV story shows how Dan Robinson pays off $30,000 in debt with zero interest after getting help from the Credit Counselling Society. Watch the News Story

Global TV sits down to talk with Charis who consolidated with us and has now almost paid off $67,000 worth of debt on 13 different credit cards. See the Segment

Providing Elmira’s Best Non-Profit Consumer Debt Consolidation Programs, Credit Counseling Services, and Interest Relief

The Credit Counselling Society has been helping consumers consolidate their debt payments through our non-profit debt management program and through professional, objective advice since 1996. We are accredited by the Better Business Bureau and have won over 80 awards for our outstanding service and exceptionally high standards.

Our commitment to providing the best credit counselling and debt relief service has resulted in 98% of our clients reporting that they would recommend our services to others.

Please call if you wish to learn more or want to set up an appointment with one of our counsellors. These appointments are completely free, non-judgmental, and confidential. Call us at 1-888-527-8999.

There’s Life Beyond Debt for Everyone

“When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands.”

– Delores

Learn More About Debt Consolidation Options

If you’re not prepared to speak with anyone yet about your situation, we have more resources you can use to look into all available debt consolidation loan options on your own.

When you’re ready to chat with us about your consolidated credit options in Elmira, you can connect with us by phone, email, online chat, or in person at one of our many locations.

For individuals who believe they may need to file for bankruptcy, we help them review all bankruptcy alternatives and relevant information available in Elmira, Ontario to find another less drastic solution that will get their finances back on track.

Have questions?

Need some help?

If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We’re here to help.

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.