60% of the people we help say they sleep better at night after receiving help from us.

"The service was very friendly and made me feel better about myself, my money situation, and how to deal with it."
- GORDON

98% of our clients surveyed report they would recommend our services to others.

"[Your debt management program] works. Thank you, Thank you. I refer you guys to everyone I meet who’s having problems with their debts."
- SHARAN

"Thanks a lot for all your help... you're performing an amazing service. I feel like I'm finally, thanks to your work, getting some control over the chaos. Thanks so much... I can finally sleep at night!"
- RICK

"Thank you, thank you, thank you. I actually feel that I can again sleep at night. Some of the burden has lifted off of my shoulders. Whew!"
- SAMANTHA

"I just went online and paid [off my debt management program], what a great feeling! It’s the best present to myself I could ever have... I want to thank [my counsellor] and CCS for all your help over the years. It has truly been a life altering event."
- LUCIE

"Our counsellor was the best person I have ever dealt with. With this being a sensitive situation, he did not come across as judgmental, and he was extremely helpful. His advice has been crucial to us, and we will be forever grateful to him."
- TERRI & MARK

"I found the appointment very beneficial... [it has] started me thinking about financial budgeting on a daily basis and thinking about my motivations for spending and saving money."
- DAN

"I really appreciated the fact that I did not feel judged. I was treated with respect and dignity and felt that there was hope for my future."
- HEATHER

60% of the people we help say they sleep better at night after receiving help from us.

"This program was a lifesaver for me. I had no luck trying to negotiate with creditors on my own. I received prompt action, and my counsellor was helpful and supportive. I have recommended this program to others as now I have a ‘fresh start’ and want to make others aware that there is hope through Credit Counselling Society."
- SANDRA

98% of our clients surveyed report they would recommend our services to others.

Kelowna, BC Debt Consolidation - More than a Debt Consolidation Company - Objective Non-Profit Options & Advice

Have you been declined for a debt consolidation loan in Kelowna? Are you struggling to keep up with your bills? Don't let stress and worry get to you. We can help.

We'll Help You Find the Right Option - Solutions for Problems with Debt Consolidation Loans, Credit Cards or Bad Credit

One of our experienced, professionally certified Counsellors can walk you through all your options and help you find the right solution that will work best for you regardless of whether bad credit, maxed out credit cards or other issues have prevented you from getting a debt consolidation loan. As a non-profit organization, all of our debt consolidation advice is objective and completely tailored to your financial situation and your priorities.

We Can Help You Get Your Finances Back on Track, Save Money and Pay Off Debt

Our Counsellors can help you get going right away with a plan to:

Carefully look at all of your debt consolidation options to deal with your debt and get your finances back on track
Effectively handle your bills and living expenses
Repay your debts with one manageable monthly payment
Save thousands of dollars of interest charges

Providing the Best Non-Profit Consumer Debt Consolidation Programs, Interest Relief & Credit Counseling Services in Kelowna

We have been helping consumers consolidate their debt payments through our non-profit debt management program and through professional, objective advice since 1996. During that time we have maintained the Better Business Bureau's highest rating of A+ and have won awards for outstanding service and exceptionally high standards. Our commitment to providing the best credit counselling and debt relief service has resulted in 98% of our clients reporting that they would recommend our services to others.

We welcome you to call us if you wish to learn more or if you would like to make an appointment to speak with one of our Counsellors. Appointments with our Counsellors are completely free, confidential and non-judgmental. Call us at 1.888.527.8999.

Kelowna Office

Stewart Centre Building
230 - 1855 Kirschner Road
Kelowna, BC V1Y 4N7 view map

250-860-3000 or 1-888-527-8999

Learn More About Various Debt Consolidation Options

If you’re not ready to talk to anyone yet about your situation, we have more resources you can use to try to explore all available debt consolidation options on your own.

When you are ready to speak with someone, you can connect with us by phone, email, online chat, or in person.