Clarington Credit Counselling
We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

Credit Counselling Society Serving Clarington, Ontario
Free Debt & Credit Help

Credit Counselling Clarington – Stressed about your debts? Maybe your credit is maxed out, you can’t sleep, or financial worries are affecting your relationships. We can help.

 

Canada’s Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider

We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to Clarington. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:

  • Get your finances back on track and create a budget to manage your expenses
  • Consolidate your debts in Clarington into one affordable payment
  • Stop creditor collection calls
  • Save many thousands of dollars in interest

Find Out What Options May Be Available to You
by Answering 9 Simple Questions

Just answer these easy, multiple-choice questions to get a look at your potential options. Within a few minutes, you'll be looking at summarized options and results that apply specifically to your situation.

Discover Your Options

1. How would you describe your financial situation? Please move the slider along the scale to reflect approximately where you feel you're at.
I can cover all my expenses each month, plus have the ability to save.
 
I can cover my monthly expenses, but I need to borrow, work extra, etc.
 
I can no longer cover all my expenses every month.
 
2. Which of the following best describes you?
3. How stressed do you feel about your debt?
Not stressed
 
Somewhat stressed
 
Very stressed
 

People We’ve Helped Interviewed on CTV News and Global TV

At times, the news media will interview one of the people we helped who are comfortable sharing their story with the public. Below are three of these stories.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with 0 interest negotiated by the Credit Counselling Society. Watch
CTV News shows how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. See story

Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch

Providing Free Consumer Credit & Debt Counselling Services for 25 Years

With offices across Canada, the Better Business Bureau’s highest rating, 98% of our clients surveyed reporting they would recommend us to others, and over 80 awards, the Credit Counselling Society has worked hard to become one of the leading debt relief and credit counselling service providers in Canada. If you would like help with your debt or simply want to learn how you can manage your money more effectively, call us now at 1-888-527-8999 or 1-888-527-8999.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine

More Information About Us & How We Approach Things

We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.

We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It’s disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it’s important to carefully consider all their options and figure out what’s going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.

If you’d like one of our professionally trained counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 1-888-527-8999. All you’ve got to lose is your debt.

The Credit Counselling Society also provides alternatives to bankruptcy in Clarington, Ontario.

Need some help?

Get Relief From Your Stress & Debt Today

With Canada’s most trusted and highest accredited non-profit credit counselling service available in Canada here for you, what’s holding you back?

Ensuring Your Interests are Always First

In everything we do, our goal is to always put the interests of consumers first and do what is best for them. Two important ways we pursue this is through transparency and accountability. We are held accountable to the highest and most demanding standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.