Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions.

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By Julie Jaggernath Ever wonder what no one tells you about buying a house? Or maybe you’re house-hunting and wondering how much of a mortgage you can afford? The size of your mortgage, in addition to your down payment, will determine what...

Recent Articles

Financial freedom is something many of us hope to achieve in the future, and although such a goal may seem unlikely when you’re in a tough financial spot, developing good personal finance habits now can make a world of difference down the road.

By Jane Rooney, Canada's Financial Literacy Leader

By Debra Pangestu

When you’re in a financial bind and in need of quick cash, taking a cash advance on your credit card may sound like a convenient way to get money; but there’s a price to pay for the convenience, and in the long run it is usually in your best interest to avoid a cash advance if possible.

What is a Cash Advance?

Bad money habits can cause our finances to spin out of control, and when this happens, it may seem impossible to get out of debt. If you’re living on credit and you can’t see a way out, rest assured that there is a way turn your situation around.

By Debra Pangestu

Past money mistakes can have an impact on our credit score and hamper our chances of qualifying for a loan or getting a good interest rate; but the good news is, with some time and perseverance it is possible to rebuild credit in Canada.

By Debra Pangestu

Keeping up with different debt obligations is a common struggle for many Canadians, and if you’re trying to get your head above water, sometimes understanding how debt consolidation works could be the first step towards rebuilding your finances.

By Julie Jaggernath

    Is there something you’d like to buy but can’t afford right now? Maybe you want to take a trip, do some home renovations or are anticipating a large expense. If thinking about how much it will cost (and how you’ll pay your credit cards off afterwards) sends shivers up your spine, keep reading. There are ways to save money successfully, and it all starts with a plan.