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Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions.

Ask Us Your Question about Money Management, Debt Advice, Budgeting or Credit

Featured Article

By Julie Jaggernath Ever wonder what no one tells you about buying a house? Or maybe you’re house-hunting and wondering how much of a mortgage you can afford? The size of your mortgage, in addition to your down payment, will determine...

Recent Articles

By Debra Pangestu Keeping up with different debt obligations is a common struggle for many Canadians, and if you’re trying to get your head above water, sometimes understanding how debt consolidation works could be the first step towards...
By Julie Jaggernath Is there something you’d like to buy but can’t afford right now? Maybe you want to take a trip, do some home renovations or are anticipating a large expense. If thinking about how much it will cost (and how you’ll pay...
Q: My wife and I retired 3 years ago at the age of 62. We have modest pensions and have just applied for our Canada Pension and Old Age Security benefits. While we own our own home outright, we don’t have a lot of savings on hand. We had to...
By Debra Pangestu As its name implies, joint debts mean joint responsibility and liability, and it’s for this reason that you should exert caution before agreeing to co-sign for a loan or sign up for a joint credit card. Although having joint...
By Debra Pangestu Running into financial difficulty can take a toll on different aspects of your life, and if your debts are starting to affect you physically, mentally or emotionally, one of the best things you can do for yourself is to get debt...
If you’re thinking, “Help me! I’m drowning in debt. I need help with my debt right now!” You’ve come to right place. If anyone can assist you, we can. We'll help you figure out what you need to do to find your footing and get your finances back on...
By Debra Pangestu When you’re in financial difficulty, declaring bankruptcy may sound like the only way out, but there are times when filing bankruptcy in Canada isn’t your best course of action. There are quite a few things to take into account...
Credit counselling services and consolidated debt management programs will help you avoid bankruptcy and achieve total debt freedom. Have you consolidated credit payments with a loan or line of credit in the past, but you’re still struggling...