The Credit Counselling Society is pleased to announce that it has been recognized by the Great Place to Work® Institute Canada as one of the “Best Workplace
posted on 2:02 PM, April 20, 2012
Q. Every time there’s a “special event,” my friends like to have a pub night. We each spend at least $100 every time, often more when you include taxi fares. St. Patrick’s Day is coming up and they consider this another “special event” worth celebrating, but I can’t justify blowing this much cash nearly every weekend. What can you suggest?
posted on 12:12 AM, March 30, 2012
Q: We value the work of charities and believe very strongly in giving to good causes. Our income is down this year and we wonder if you have any suggestions on how we can keep giving even though we have less income?
posted on 5:05 PM, March 28, 2012
posted on 12:12 AM, March 14, 2012
High consumer debt levels, possible interest rate increases within about a year, historically low savings rates and talk of pension changes in Canada; the message is that Canadians need to change how they plan financially for retirement. Or more accurately, many people need to stop putting off actively planning for retirement.
posted on 1:01 AM, February 27, 2012
What Should You Focus on: Getting Out of Debt or Saving for the Future?
When it comes to student loans, many people want to get rid of them as quickly as they can so that they can get on with the rest of their life. While they may not regret using student loans to finance their education, repaying them for years to come can be frustrating, especially when they can see so many other opportunities before them. Maybe they want to buy their first home, start saving for retirement, or start a business.
posted on 1:01 AM, February 21, 2012
Q: My friends and I all make resolutions on January 1st but most of us don’t end up sticking to them. I’ve made the resolution to get my finances in order but I’m afraid that I’ll end up like most people at this time of year, hoping for the best but not doing anything about it. How do I turn my resolutions into results?
A: You’re absolutely right! Most people make resolutions on New Year’s Day but by the middle of January, those resolutions have just become distant dreams.
posted on 1:01 AM, January 22, 2012
Q. My resolution to pay off my credit cards in 2011 only lasted until March when my car died and I had to use a credit card to cover the repair costs. It seems that there’s always something that stops me from getting ahead. What can I do to start the New Year off right?
posted on 1:01 AM, December 31, 2011
Q: I’m a little behind on my bills because I’ve had to sink money into fixing my truck. A lot of dealerships are clearing out their inventories right now and offering great deals and low payments on new vehicles. They can also include funds in the loan that I can use to pay off my credit cards. Is this a good idea?
A: Replacing a vehicle is a big decision. Look past the enticing offers and let your budget help you decide if now is the time to buy. This will ensure that you make a smart financial, rather than emotional, commitment to your ride.
posted on 5:05 PM, December 12, 2011
