Money Management Blog
Welcome to the Credit Counselling Society’s Blog.
Debt Help Blog
Bankruptcy, Budgeting, Credit Counselling & More
Learn all sorts of great ways to manage your money better, solve your debt problems, and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting, or credit? If you need advice or help with your debts email us your questions or chat with us online. We’re happy to help.
Helping a senior parent or loved one budget? Learn how to plan for health care expenses, build a spending plan, and support their money choices with patience.
We are often asked ‘How do you pay off a credit card?’ The majority of Canadians have multiple credit cards, and for a lot of people, it seems like their balances grow rather than shrink. While you may faithfully make your minimum payments every month, if you don't feel like you're making a dent in your balances, here are top tips to turn your track record around.
Trim your cell phone, internet, cable, and bank fees with simple, practical tips, plus what Canada's new NSF fee cap and CRTC rules mean for your monthly bills.
Have you ever wondered what it takes to get a good credit score? Maybe you've got questions you're afraid to ask. In this post we answer lots of FAQs and share the best tips to help you rebuild your credit rating in Canada.
When a house flip went wrong, Kathryn was left with $15,000 in credit card debt on a fixed income. For a full year, her payments barely touched the interest, let alone the balance. A debt management program changed that. Here's her story, in her own words.
Medical costs are rising faster than everyday inflation, and it doesn't take much for a bill to become a balance. Here's how insurance, federal programs, and tax credits can help close the gap, and where to turn if you're already dealing with debt.
Starting from zero doesn't mean starting alone. One bank account and one secured card are usually enough to open a Canadian credit file lenders can read, even if you're arriving with years of credit history abroad. Start here.
Your mortgage and car payment feel fixed, but more of your budget is negotiable than it looks. Here's how cutting subscriptions, renegotiating insurance, and lowering your interest rate can free up room to pay down debt faster.
Student loan debt can affect your life in many ways. Read about the negative effects of having a problem repaying this kind of debt and who can help solve it.
June carried $48,000 in credit card and overdraft debt into retirement, watching payments vanish into interest for years without the balance moving. A debt management program changed that. Here's her story, in her own words.
A new school year for your kids means buying new school supplies, backpacks, clothing, and technology. Or does it? Here’s how to maximize your back-to-school budget.
Lending money to family can start small, then quietly become a pattern that strains your finances and the relationship. Learn how to set clear loan terms, protect your own financial plan, and know when helping turns into enabling.
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