Recent Articles
How to Turn New Year's Resolutions into Results Q: My friends and I all make resolutions on January 1st but most of us don’t end up sticking to them. I’ve made the resolution to get my finances in order but I’m afraid that I’ll end up like most people at this time of year, hoping for the best but not doing anything about it. How do I turn... posted on 5:54 PM, January 22, 2012 in Management
How to Keep Your Resolution to Shed Your Debt Weight & Get Out of Debt Q. My resolution to pay off my credit cards in 2011 only lasted until March when my car died and I had to use a credit card to cover the repair costs. It seems that there’s always something that stops me from getting ahead. What can I do to start the New Year off right?
-- Be Realistic - Shedding... posted on 11:36 AM, December 31, 2011 in Management
Awesome New Car Offers & Incentives May Not be so Awesome for Your Finances Q: I’m a little behind on my bills because I’ve had to sink money into fixing my truck. A lot of dealerships are clearing out their inventories right now and offering great deals and low payments on new vehicles. They can also include funds in the loan that I can use to pay off my credit cards. Is... posted on 11:23 AM, December 12, 2011 in Car Loan
How to Get a Better Handle on How You Use Credit Q: Our daughter is in high school. She came home with an assignment to learn about credit and it got us thinking about how often we reach for a credit card. We don’t have a good budget and should probably do something about our debts. What can we do to get a better handle on how we use credit?
A:... posted on 1:51 PM, November 7, 2011 in How to Use Credit
How to Weather the Financial Storms of Life | Preparing for Financial Problems Q: A lot has happened this year to cause me to reflect about how unprepared my family and I are for a significant life event. We don’t want to end up in financial ruins, what can you suggest to get us started?
A: Life events happen to us all. They can be positive, like a pregnancy, promotion or relationship,... posted on 4:39 PM, October 26, 2011 in Management
Checklist for Snowbirds Heading South Many Snowbirds look forward to sunshine and warm temperatures in the winter months – it’s a big drawing card for those who have time to leave Canadian winters behind. However, as with any travel plans, you’re wise to consider the financial implications of your decision ahead of time, and then prepare... posted on 6:56 PM, October 4, 2011 in Retirement
How to Deal with Financial Infidelity Q: I suspected my wife of having secret debt, so I confronted her. She confessed that she’s been carrying debt on her own credit cards and has only been making minimum payments. The balances are now high enough that she can’t keep up. What should I do?
A: Finding out that your spouse hasn’t been... posted on 8:48 PM, October 2, 2011 in Overuse of Credit
Is Your First Credit Card Getting Out of Control? Here’s How to Get Yourself Back on Track Q: I’m a first year university student and during campus orientation I signed up for my first credit card. I’ve activated it and have been using it to pay for various things. While my card isn’t maxed, I’m feeling a little nervous about how I’m going to pay my bill. Can you give me some advice... posted on 9:38 AM, September 30, 2011 in Overuse of Credit
