Lower Interest, 1 Monthly Payment

Consolidate your debt payments with Canada’s largest non-profit credit counselling organizaton.

Lower Interest, 1 Monthly Payment

Consolidate your debt payments with Canada’s largest non-profit credit counselling organizaton.

Simplify your debts into 1 monthly payment with award winning, non-profit help.

Tired of making multiple debt payments every month? Trying to juggle and deal with all of your creditors at once can feel overwhelming. We’ve helped over 800,000 Canadians gain peace of mind by transforming their many debts into 1 monthly payment that fits their needs. We negotiate with creditors on your behalf to make a repayment plan that works for you. Often, this can mean lowering interest rates to 0.

 

We won’t just help you get out of debt. We’ll help you learn how to never go back.

Our non-profit mission is to help every Canadian achieve financial wellbeing. The debt you have now doesn’t define you, and once you get rid of it, you’ll have better years ahead. A certified credit counsellor will support you every step of the way, including the consolidation of your debt payments, making a plan to help you achieve financial success, and turning that plan into reality.

Why us?

We have a proven track record of helping Canadians break free from debt.

 

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Canadians Helped

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Clients Who Recommend Us

Caitlyn Client Testimonial
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It changed my life

When I came to the Credit Counselling Society three years ago I was terrified to answer my phone, my job was in jeopardy because creditors were calling me at work, and I avoided checking my mailbox for fear of the horrors that might await me there. CCS was able to negotiate with my creditors and relieve the immediate stress. Having all of my debt payments rolled into one manageable payment changed my life. CCS has helped me to turn my life around.

Caitlyn

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Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.